Landlords Property Insurance
Whatever type of property you own, it is an investment that you need to protect carefully. This is where CIA Insurance comes in, because we are specialists in landlords property insurance (also known as let property insurance or buy to let insurance).
What is Landlords Insurance?
Landlords insurance is similar to normal household insurance cover except it is specifically designed for buy to let properties. It is designed to cover the building itself from standard perils such as fire, lightning and explosions and also the fixtures and fittings inside the property such as kitchen cabinets and the bathroom suite.
Also covered by a let property insurance policy is landlords contents insurance. A tenant may choose to buy tenants contents insurance, but this will not cover your possessions so if you have a furnished or semi-furnished property it would be advisable to protect your property with the right cover.
Additional Benefits of Landlords Property Insurance
Our landlords property insurance cover includes landlords liability insurance, which helps to protect you in the event of a compensation claim against you by the tenant.
On top of the standard cover, we also offer legal expenses insurance and rent guarantee insurance to help protect you against non payment of rent and other disputes with your tenant.
What Types of Properties are Covered?
CIA Insurance understands that everyone’s circumstances are different and therefore we have helpful and knowledgeable UK staff to help you find the right cover to suit your needs.
You may simply have just the one buy to let property and are looking for comprehensive but cost-effective cover. Alternatively you may have more specific needs than that and CIA Insurance is here to help. Whether you are a seasoned investor with multiple properties, have a holiday home in the UK or overseas or own a property that is unoccupied for long periods of time, call us today or click on “Get a quote” or “We’ll call you” to find the right landlords insurance cover for you.