You never know when you might unexpectedly be left without tenants for a period of time, so it’s sensible to take out a landlord building insurance policy that will cover your property when it is unoccupied. 

Unoccupied properties can be more vulnerable to damage, vandalism, theft, and break-ins. Just make sure you pay attention and read the details of your building insurance policy, some insurers will only provide building insurance coverage for unoccupied properties for a limited amount of time, and you don’t want to be caught short.