Multiple Property Landlord Insurance

Protect your rental portfolio under a single policy with multi-property landlord insurance.
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What does multiple property landlord insurance cover?

Our multi-property insurance policies cover all types of properties. This includes blocks of flats that are let out on either a residential or commercial basis. However, if you wish to insure both residential and commercial properties, these will need to be on separate policies.

  • Buildings only
  • Buildings & contents
  • Contents only (not including your tenant's belongings)
  • Fixtures and fittings
  • Full accidental damage
  • Loss of rent
  • Alternative accommodation
  • Property owner's liability
  • Unoccupied property cover
  • Legal protection
  • Malicious damage caused by tenants up to a maximum of £5,000
  • Theft by tenants up to a maximum of £5,000
Optional Extras
  • Malicious Damage & Theft By Tenants
  • Trace & Access Cover (most policies)
  • Landlord Legal Expenses
  • Legal Expenses

Our expert says...

Misty Reeve - Assistant Sales General Manager

What isn't covered?

Any wear and tear will not be covered under an insurance policy, so keep up to date with all routine maintenance and complete any repairs at the earliest opportunity. Ensuring your properties are in excellent condition will avoid any claims being rejected. This is especially important when you have a portfolio of properties.

Do I need multi-property landlord insurance?

Landlords aren't legally required to take out multi-property insurance however, most buy-to-let mortgages state that you must have it. Insurance gives you peace of mind that your investment is protected in the event of perils, which is even more important when you have many properties to manage.

How much does multi-property landlord insurance cost?

The cost of multi-property landlord insurance depends on the type, age and rebuild cost of the properties together with their locations.

As experts in the lettings insurance industry, we can tailor a policy which will cover the specific number of properties you own. Starting from just three portfolio properties, we compare cover from different providers to find you the cheapest deal.

Frequently Asked Questions

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