Commercial Landlord Insurance
- Compared against 9 leading insurers
- Quote for various commercial buildings including shops, offices and warehouses
- 20+ years of experience
What does commercial landlord insurance cover?
- Escape of Water
- Property Owners Liability
What isn't covered
- Wear and Tear
- Contents unless specified
Types of commercial properties we insure
Our expert says...
"CIA can offer commercial landlords a policy that is tailored to meet their specific requirements. Always ensure you provide the correct information so that your policy meets all your needs."
Do commercial landlords need insurance?
Since commercial properties are usually bigger and have higher maintenance costs, they are usually a larger investment than residential properties. However, the return on commercial properties is higher and tenants will sign up for longer-term contracts which gives landlords stability.
Renting out a commercial property comes with more risks. For example, hazardous activities can be carried out in factories, increasing the chances of making a claim compared to residential buildings.
As commercial landlords have made a greater investment and there are more risks, it's even more important to take out insurance. If the property was damaged and uninhabitable the landlord's cash flow would take a hit. Insurance protects your investment against insurable perils and gives you peace of mind; commercial landlord insurance doesn't have to be expensive either.
How much does commercial landlord insurance cost?
The cost of commercial buildings insurance for landlords will depend on numerous factors such as:
- The type of commercial property
- The age of the property
- Property location
- Rebuild costs
- The type of business that will be running from the property
- The level of excess
- The number of properties that you want to insure - we offer multiple property discounts
- Your claims history
Compare commercial landlord insurance
Insuring a commercial property is riskier for providers as certain business activities can have health and safety implications. As a result, it can be hard to find insurers that will accept your application, and the cost may be high.
With CIA, you can be confident in finding the right cover at a competitive price. We compare commercial landlord insurance from 9 providers to get you the best deal. Our experts will understand your needs to ensure you only pay for what you need.
Frequently Asked Questions
Advice Centre for Landlords
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