Department of Social Services tenants (or DSS tenants) unfortunately don’t enjoy the best of reputations for a couple of reasons. First of all there are often more complexities involved with receiving payments, secondly because there can be a propensity to struggle to meet the monthly rent and thirdly, a minority of DSS tenants can be considered to be ‘difficult’.
This can lead some landlords to think twice about letting their properties to them, however DSS insurance, available here at CIA Insurance, can provide you with total peace of mind.
Legal expenses and rent guarantee insurance is available for DSS tenants to give you added protection if they stop paying the rent.
Here at CIA we specialise in DSS tenant insurance, backed by a panel of leading insurers that ensure we are able to offer low excesses as well as great rates for all of the basics, including buildings insurance, contents insurance, rent guarantee and property owners liability.
DSS insurance allows you to be more flexible with who you rent your property to – ideal in an increasingly competitive and saturated lettings market. With CIA landlord insurance, you can remove the stress and worry that may otherwise keep you awake at night!
We will just need to ask you a couple more questions in order for us to know how to class your tenant. Our insurers each have their own guidelines so this quote would be completed on the phone.
All policies are quoted and proposed on a variety of different factors, one of those being the tenant type. If the current tenants situation changes and they become a different tenant type you will need to make us aware.
Tenant type refers to the tenants current situation, for example, if they are in full time work they would be classed as Professionals, if they pay the majority of the rent with benefits they would be classed as DSS. Other tenant types include Students, Asylum Seekers, Housing Association and Retired.
Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.
We are first time landlords and you gave good advice and the process was easy and good value.
A pleasure to deal with, the lady on the phone was a credit to her company.