Motorcycle Insurance Customers

Please select a link below if you are an existing customer, wish to retrieve your quote from us or contact us with any questions.

What is Motorcycle Insurance?

Motorbike insurance is a mandatory form of insurance for motorcycle riders in many countries, including the UK. It legally requires riders to have at least basic insurance coverage before they can operate their motorbikes on public roads. This insurance offers protection to individuals who ride motorcycles.

What does Motorcycle Insurance cover?

Motorcycle insurance covers a variety of specific needs and circumstances for every rider, whether you’re new to biking or have years of experience. 

Coverage includes options for new riders, specialised and classic bikes, and even those with driving convictions. Key features of our motorcycle insurance include full UK and European breakdown assistance, excess protection, legal protection, and multi-bike policies. 

Simply click on ‘get a quote’ 24 hours a day, 7 days a week, to get a quote online or call to speak to one of our specialist team for a quick, no hassle and cheap motorcycle insurance quote.

What isn’t covered?

Motorcycle insurance typically covers a range of incidents to protect riders, their bikes, and third parties. However, like any insurance policy, there are exclusions. Here are some common things not covered by standard motorcycle insurance policies:

  1. Wear and Tear: Normal ageing and breakdown of the motorcycle, including parts like brakes and tyres, are not covered.
  2. Mechanical or Electrical Breakdown: Failures due to mechanical or electrical issues are generally not included unless they result from a covered incident.
  3. Personal Belongings: Items that are not part of the motorcycle, such as phones, gadgets, or other personal belongings carried on the bike, may not be covered unless specific personal belongings coverage is added.
  4. Riding without a valid license: If the rider does not have a valid motorcycle license or is not complying with the licensing conditions, the insurance typically will not cover any incidents.
  5. Racing and Stunts: Participating in racing, speed tests, rallies, or stunts usually excludes coverage unless the policy specifically includes this type of activity.

It’s really important that you take the time to carefully read and understand your insurance policy. This way, you’ll know exactly what’s covered and what isn’t, ensuring you have the right level of protection tailored to your needs.

 We’re here to help guide you through this process, making sure you feel confident and well-informed every step of the way!

Get a Motorcycle Insurance Quote

Finding the right cover couldn’t be easier and we have a wide range of policies to suit your needs, whether you’re after Comprehensive, Third Party Fire and Theft or just Third Party Only motorbike insurance.

Simply click on ‘get a quote’ 24 hours a day, 7 days a week, to get a quote online or call to speak to one of our specialist team for a quick, no hassle and cheap motorcycle insurance quote.

Convicted Bikers Insurance

Are you struggling to find affordable motorcycle insurance due to past convictions or a driving ban? Convictions, whether they’re for minor traffic offences or more serious crimes with points on your license, can often make insurance costly and hard to obtain.

CIA Motorcycle Insurance offers specialised coverage for convicted bikers. With our expertise in bike insurance policies, we are well-equipped to assist you. We work with numerous leading insurance providers to find a policy tailored to your unique circumstances, helping you secure the coverage you need at a price you can manage.

Get a Quote

Getting a quote for convicted bikers insurance is easy: simply call our specialist team or click on ‘Get a Quote’ to get your motorcycle insurance sorted. Let us take the hassle out of finding an affordable convicted bikers insurance policy!

Multi-Bike Insurance

For motorcycling enthusiasts who own more than one bike, securing affordable insurance for all your machines can be challenging. Our multi-bike insurance simplifies this by covering up to four motorcycles under a single, cost-effective policy. 

This option is not only cheaper than insuring each bike individually but also offers the convenience of managing just one policy. 

Enjoy the freedom of riding one bike while knowing that the others parked at home are also fully protected. This streamlined coverage eliminates the hassle of high premiums and multiple policies, making it easier for you to focus on the road.

Get a Multi-bike Insurance Quote

Call our team today or click on ‘get a quote’ and see how much you could save on your multi bike insurance.

Scooter Insurance

As traffic congestion worsens, more people are opting for scooters as a low-maintenance, economical, and efficient mode of transportation. 

Scooters are an excellent choice for navigating through traffic, whether you’re commuting or riding for pleasure, young or experienced.

At CIA Insurance, we leverage over fifteen years of experience and a network of knowledgeable insurers to provide cost-effective scooter insurance tailored to your specific needs. No matter the make, model, or age of your scooter, we’re equipped to offer the best coverage at the most affordable price.

Get a Scooter Insurance Quote

To move forward call on the number shown or click on “Get a quote” or “Get a call back” and let us arrange the perfect scooter insurance for you.

Frequently Asked Questions

What does motorcycle insurance typically cover?

Motorcycle insurance generally covers damage to your motorcycle, liability for damages or injuries you may cause to others, and possibly medical costs for injuries you sustain. Optional coverages can include roadside assistance, theft, and damage from natural disasters.
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How can I choose the right motorcycle insurance policy?

Consider the value of your motorcycle, how often you ride, and your personal financial situation. Think about coverage for collision, comprehensive, liability, and any extras you might need like roadside assistance or gear coverage.  We will help you to find best rate and coverage! 
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What is the difference between comprehensive and third-party liability coverage for motorcycles?

Third-party liability insurance covers damages or injuries you might cause to other people and their property. Comprehensive insurance covers your motorcycle for theft and damage caused by vandalism, fire, and natural disasters, regardless of fault.
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How is the cost of motorcycle insurance determined?

Insurers consider several factors, including the type, make, and model of your motorcycle, your riding history, age, geographical location, and chosen coverage types. Riding experience and previous claims also affect the cost.
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Can I transfer my motorcycle insurance to another bike?

Yes, you can usually transfer your policy to another motorcycle, but you'll need to notify your insurer to adjust your coverage and premium based on the specifics of the new bike.
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