CIA Landlords

FAQ

Read our most frequently asked questions listed below. To narrow down your search try selecting a specific category or if you cannot find the answer you are looking for please do not hesitate to contact us.

What are hairdressers / beauty salons' legal responsibilities?

Hairdressers and beauty salons have one legal requirement regarding insurance. You must have employer's liability insurance. This covers medical expenses and lost wages for employee injuries that occur on the job. In most countries, having this insurance is mandatory to operate legally.
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Can I cover non-hairdressers / Beauty Salon properties on the same policy?

We can cover multiple properties on the same policy. Get in touch for further details.
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I own multiple beauty salons, can you cover me?

Yes, CIA can create a tailored quote to cover multiple beauty salons. Give us a call or request a call back to discuss your needs.
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How often should I review my salon insurance policy?

Review it annually or whenever your business changes (services offered, location, staff size) to ensure it remains adequate.
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Should I choose a high or low deductible?

A higher deductible lowers your premium, but you'll need to cover more out-of-pocket if you make a claim. Choose what best suits your financial situation.
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What's the role of CIA in Hairdressers / Beauty Salon Insurance?

CIA can compare quotes from multiple insurers, negotiate coverage, and tailor a policy to your specific needs.
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What are the most common risks covered by salon insurance?

The most common risks typically include customer or employee injuries, property damage, product liability, and business interruption.
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Can I transfer my motorcycle insurance to another bike?

Yes, you can usually transfer your policy to another motorcycle, but you'll need to notify your insurer to adjust your coverage and premium based on the specifics of the new bike.
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How is the cost of motorcycle insurance determined?

Insurers consider several factors, including the type, make, and model of your motorcycle, your riding history, age, geographical location, and chosen coverage types. Riding experience and previous claims also affect the cost.
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What is the difference between comprehensive and third-party liability coverage for motorcycles?

Third-party liability insurance covers damages or injuries you might cause to other people and their property. Comprehensive insurance covers your motorcycle for theft and damage caused by vandalism, fire, and natural disasters, regardless of fault.
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Home selling secrets

Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.

First time landlords

We are first time landlords and you gave good advice and the process was easy and good value.

A pleasure to deal with

A pleasure to deal with, the lady on the phone was a credit to her company.