Landlord Insurance for Professional Tenants
- Compared against 9 leading insurers
- Online quote in minutes
- UK based help centre
Who is classed as a professional tenant?
A professional tenant is anyone who is in employment and earning a regular income. Single tenants are often attracted to properties close to town or city centres with good access to amenities such as train stations, bars and restaurants. Many families are also professional tenants and will be attracted to properties near good schools and a child-friendly community..
Professional tenants are attractive to many landlords as they have a steady income and often a good level of disposable income. They typically rent for longer periods of time in the right place.Get a Quote
What is landlord insurance for professional tenants?
Landlord insurance for professional tenants is specifically designed to cover the risks associated with letting a property to professional tenants. Professional tenants are defined as tenants who are in employment and able to pay their own rent.
If you rent to many professionals living in the same property, you may want to consider our HMO insurance.
What does landlord insurance for DSS tenants cover?
Landlord insurance generally includes landlord buildings insurance to cover structural repairs, landlord contents insurance to cover the contents you provide as well as:
- Property Owners Liability
- Loss of Rent or Temporary Accommodation
- Unoccupancy period
- Standard Accidental Damage
You can choose to add on
- Full Accidental Damage
- Malicious Damage by tenants (maximum £5,000)
- Theft by Tenants (maximum £5,000)
- Legal Protection
Our expert says...
"Always communicate with your tenant, complete regular checks on your property and ensure all maintenance is carried out regardless of your tenant type."
How much does landlord insurance for professional tenants cost?
Landlord insurance for professional tenants is usually cheaper than other tenant types such as DSS and students. This is because professional tenants have higher, regular incomes and are less likely to cause damage to the property.
As well as the tenant type, several factors are considered when quoting for landlord insurance including, the level of cover, property age, size and location, the type of tenancy agreement and your claims history.
CIA compares quotes for landlord insurance for professionals across 9 leading insurers to get you the best deal. Our experts can advise you on ways to get cheaper insurance too.Get a quote
Why Do I Need Landlord Insurance For Professional Tenants?
Of all the various tenants you can have as a landlord, professionals are usually considered to be the most sought-after, thanks to the reliability that comes with knowing they enjoy a regular income.
However, this doesn't mean that something unexpected won't occur, so it is still essential that you have landlord insurance in place. Here at CIA Insurance, we can provide competitively priced insurance for professionals that will cover you if something goes wrong.
Frequently Asked Questions
Advice Centre for Landlords
The term ‘young professionals’ usually refers to adults aged 18-30, or university graduates now in the workplace. But why do landlords become involved with renting to young professionals ahead of student tenants, for instance? Here, we at CIA Landlords explore the matter of landlords renting to young professionals in the private sector. Reliability Times are […]
As a private landlord, there are many factors you need to consider before you begin your search for a new tenant for your property. Most importantly, you need to be considering how to attract tenants who will pay the rent on time and be respectful towards the property. Whilst there is no black-and-white answer […]
It’s safe to say that every landlord wants reliable and respectful tenants. But sometimes it can take a while for the perfect tenant to request a viewing. And you don’t want to let just anyone move into your property as this could end in disaster. It’s important for landlords to incorporate a thorough tenant background […]