Landlord Insurance For Professionals

Of all the various kinds of tenants you can have as a landlord, professionals are usually considered to be the most sought after, thanks to the reliability that comes with knowing they enjoy a regular income and therefore represent a reduced risk of missing a payment.

However, this doesn't mean that something unexpected won't occur, and as a result, it is still essential that you have landlord insurance in place. Here at CIA Insurance, we can provide competitively priced insurance for professionals which will cover you in the event of something going wrong.

Prepare for The Worst, Working With The Best

Here at CIA we have established ourselves as one of the premier providers of landlord insurance in the UK, working with a leading panel of insurers to ensure that we can offer our clients the best deal – every single time. We guarantee to be never beaten on price, and if you find a cheaper like-for-like quote anywhere else on the market, we promise to beat it.

To find out more about Professional tenants insurance, or regarding any of the other specialised policies we can offer, give us a call today on 01788 818 670. Alternatively you can get a quote.

Professionals FAQs

Do I need a tenancy agreement?

Most of our insurers ask for a direct tenancy agreement to be in place for a minimum of 6 months.

As a general rule, you can expect to need to have a tenancy agreement in place before being permitted to take out any kind of landlord insurance. Nonetheless, it is advisable to consult the small print of your contract and ask questions of the insurer before purchasing.

What if my tenant works but also receives benefits?

We will just need to ask you a couple more questions in order for us to know how to class your tenant. Our insurers each have their own guidelines so this quote would be completed on the phone. To discuss the details call us on 01788818670.

Does the type of tenant I have in my property affect my policy?

All policies are quoted and proposed on a variety of different factors, one of those being the tenant type. If the current tenants situation changes and they become a different tenant type you will need to make us aware.

What does the term "tenant type" mean?

Tenant type refers to the tenants current situation, for example, if they are in full time work they would be classed as Professionals, if they pay the majority of the rent with benefits they would be classed as DSS. Other tenant types include Students, Asylum Seekers, Housing Association and Retired.