What is free white goods cover?
If your policy includes free white goods cover, any freestanding washing machines, fridge-freezers, cookers, tumble dryers and dishwashers that you have left for your tenant to use, will be insured for all the standard perils that are listed under the buildings section of your policy.
It is important to look carefully over the small print of your policy to determine whether your buy-to-let property’s white goods, such as any freestanding washing machines, fridge-freezers, cookers, tumble dryers or dishwashers that are available for your tenant to use, are insured.
If your property is furnished, looking after and maintaining its white goods will be one of your biggest responsibilities as a landlord. However, this can be expensive and time-consuming, especially if you own more than one property. This is why it is advisable to seek out a comprehensive landlord insurance policy that includes free white goods cover, so that you can enjoy peace of mind in the event of home emergencies or appliances breaking down.
Depending on the exact landlord insurance policy that you choose, you may have the option of covering all of your white goods up to a certain maximum value, or you may instead elect to insure only the most valuable or essential appliances. Rapid response times for repairs by approved technicians and engineers may also be a feature of your policy. You should also check whether there is an age limit for appliances to be covered by the policy.
White goods cover is a key part of many landlord insurance policies, but it is not guaranteed. Be sure to carefully compare and read through policies to ensure the one you choose covers all of the appliances you need to have covered for the utmost peace of mind as a landlord.