Is holiday home insurance more expensive?

Holiday home insurance tends to cost a bit more than regular main home insurance. This is mainly connected to the holiday homes often being used in a fundamentally different way. Your holiday home may remain empty and unoccupied for large swathes of the year, and you may rent it out to paying guests. 

With this in mind, holiday homes are generally considered at higher risk, and this can raise insurance premiums. For example, who will report a gas leak that needs fixing when there’s nobody at the property for long periods of time? However, at CIA Landlords, we are confident of our ability to get affordable holiday home insurance packages for our customers.