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London has a reputation for being extravagant and lavish, and is the cultural capital of England; recently being named the best city in the world where factors such as cultural diversity, employment opportunities and social events were considered and, of course, this results in high property prices. As well as the cosmopolitan lifestyle that comes with living in London, there is a type of heritage that only a city as old as this holds. So, where’s the most expensive place to own a buy-to-let in London? 

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With the responsibility of owning a property in the country’s capital comes the responsibility of owning landlord insurance, with coverage that is suitable and affordable. Contact CIA Landlords today to find the best quotes for your landlord insurance

The Most Expensive Streets In London

Did you know the top ten most expensive streets to buy property in the UK are all based in London? 

Kensington Palace Gardens, a.k.a millionaire’s row

Buying property in Kensington Palace Gardens is 50% more expensive than the second most expensive street (Philimore Gardens, which we will go into more detail shortly), averaging £35.3m. 


There are three types of residents living on millionaire’s row, royal residents, diplomats, or filthy rich celebrities. There are eight ambassadorial properties and embassies in Kensington Palace Gardens – Israeli, Russian, Nepalese, Lebanese, Japanese, Slovakian, and Czech Embassy. 

Philimore Gardens

Philimore Gardens is situated in Kensington and is officially the most expensive street to buy property in the UK. The average price for property here is £23.8m and is found adjacent to the aristocratic Kensington Palace. 


One would need to have a certain level of wealth to own property here. Some celebs that own property here are Robbie Williams and David and Victoria Beckham. 

Grosvenor Square

Located in Mayfair, the second most expensive street to buy property in is Grosvenor Square. The average price for property here is £23.5m. As well as ranking as the second most expensive street to live on in London, it is the largest square in London. 

Ilchester Place

In third place, we have Ilchester Place quaintly placed in Holland Park. Property here averages £17.7m. Known for its grand homes and imposing terraces, Ilchester Place brings with it a different sense of luxury. 

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Now you understand why landlord insurance is much needed in areas such as these! Get in touch with us today to find out more. 

Where’s the 5 most expensive places to own a buy-to-let in London



Any tourist visiting London knows that Westminster is an area that needs to be checked off of their bucket list. The area is well known for being home to Big Ben, Westminster Abbey, and of course, the Houses of Parliament. 


It comes as no surprise then that the average price for a house in Westminster is £1.69m. Buying property here would mean that you would have neighbours such as the Prime Minister at No.10 Downing Street and the royal family at Buckingham Palace. 


Iconic areas within Westminster include Oxford Road, Bond Street, Regent Street and the West End where one can experience musical theatre and plays. 

Kensington and Chelsea

Also known as the Royal Borough of Kensington and Chelsea, one can expect to find property prices averaging at £1.67m. 


A little way out of the hustle and bustle of London Central, some of the most iconic places to visit in this borough include the Royal Court Theatre, and beautiful London parks, such as Kensington Gardens, Holland Park and Hyde Park. 


Kensington and Chelsea houses some of the world’s most famous museums and galleries, such as the Science Museum, the Natural History Museum and the Victoria & Albert Museum. 


For families wishing to settle here, there is a range of ‘Outstanding’ rated schools in the area, both primary and secondary. 


You’ll find beauteous Georgian and Victorian homes in Islington with properties averaging £1.64m. Islington has grown in popularity over the past few years where residents enjoy colourful shopping experiences in Camden Passage and mouth-watering cuisines. Islington is known for its hipster neighbourhoods and high-end restaurants. 


As well as the exciting retail opportunities that Islington has to offer, there is a thriving property market consisting of traditional period houses as well as a range of new builds. Property buyers want to get their claws in the market here. 

Hammersmith and Fulham

In Hammersmith and Fulham, you’ll have access to property averaging £1.3m, along with affluence and culture; many properties here overlook the Thames River. 


With popular riverside pubs and Fulham FC (the oldest football clubs to exist), residents are sure to experience culture and harmony. Other popular places to visit are Shepherds Bush Green and College Park as well as the Hammersmith Apollo (currently known as Eventim Apollo).  


Now known as Fulham Palace, property in the area consisted of just this one building (Manor House), however, with the creation of the railway at the end of the 19th century, many more buildings began to pop up, resulting in the community that Hammersmith and Fulham now is. High-end flats and apartments have also sprung up at Imperial Wharf, utilising the riverside location to its advantage. 


Another advantageous thing to consider about the area is that two French schools are nestled within the community for international residents. For students aged between 3 and 6 there is L’Ecole des Petits, and for older students there is Marie D’Orliac. 


Flea markets and live music venues in Camden Market are the heartbeats of Camden, and it is what visitors thrive off of when visiting. Property prices average £1.1m and is regarded as one of the best places to live in London due to its vibrance and culture. 


If market life is not your thing, then Primrose Hill and Regent’s Canal are places you can escape to. What’s more, if families are wanting to settle in the area, there is a long list of schools that can be accessed that are rated as ‘Outstanding’, such as:





If you are a young professional needing to commute to central London, you can do so easily with the use of London’s underground and overground

Why Are London Boroughs In High Demand?

Five model cardboard apartment flats in a line on a table with the third one being picked up by a hand

A part from New York, London has the biggest financial district, which inevitably results in London being one of the most popular cities to live in. The colossal amount of wealth circulating in London does not make any exception for its massive cultural hub where one can access any type of vibe. 


As well as the modern infrastructure and systems that come with living in London, there is a rich history that goes hand in hand with picturesque architecture. London is one of the oldest cities in the world with its history spanning over 2,000 years, but is equally the metropolis of England. 


With all of this wealth and history comes a strong desire for consumers to want to live in the area; there is ample opportunity to create a successful and vibrant lifestyle in London. 

So, if you are in search of a property in one of these areas in London and need to ensure that you have accurate landlord insurance coverage, give us a call at CIA Landlords at 01788 818 670, or email us at

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