Pub and Restaurant Insurance
Owning a pub or restaurant can throw up various different and new challenges, many of which are costly. Obtaining the correct insurance is crucial for your business, and there are many specific covers available to suit your individual requirements.
At CIA Insurance, we can supply a policy tailor-made to ensure that you are fully covered. Alternatively, we have an excellent standard package-type policy that will satisfy basic insurance requirements with optional covers available.
We do all the hard work by teaming you up with our panel of leading pub and restaurant insurers, helping you to find the best deals to help protect you and your business, whatever type or size of business you own.
What does Pub and Restaurant Insurance cover?
Household insurance typically covers damage to your home from fires, storms, and other natural disasters, as well as theft or vandalism of personal possessions. It also provides liability protection for injuries on your property or damages to others’ property.
Many of our policies include coverage for living expenses if your home becomes uninhabitable due to these events. Coverage details can vary, so it’s crucial to review your policy carefully. Our team is here to assist you in finding the right coverage.
Our Standard Package Policy offers a robust range of covers, ensuring that every aspect of your pub or restaurant is protected. Coverage details can vary, so it’s crucial to review your policy options carefully. Our expert team is always on hand to help you tailor the right coverage to meet the specific needs of your business.
Pub and restaurant insurance is designed to comprehensively protect your business from a range of risks. This insurance typically covers:
- Damage to premises: Protection against fires, storms, and other natural disasters.
- Theft and vandalism: Coverage for theft or damage of property.
- Liability protections: Includes Public Liability, Employer Liability, and Product Liability to safeguard against injuries to customers or damage to third-party property.
- Business Interruption: Assists with financial losses if your establishment must close temporarily.
- Money and Legal Expenses: Covers loss of money from business premises and legal costs due to claims.