CIA Landlords

Landlord Insurance Wales

We understand how important it is as a landlord to protect your property so that you provide peace of mind for both you and your tenants. Here at CIA Landlords, we specialise in providing landlord insurance in Wales to protect against unforeseen events such as flooding, property damage and loss of rent.

Having over twenty years of experience in providing landlords in Wales with comprehensive and affordable landlord insurance, we are committed to helping you find the best and cheapest quote for all of your insurance needs. From building insurance to legal protection, we can tailor your policy to your exact requirements.

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  • Get an instant quote for landlord insurance in Wales
  • Compared to nine leading insurers
  • Customisable landlord insurance in Wales

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Why Choose CIA Landlord Insurance Wales?

Personalised service Price guarantee on all like-for-like landlord insurance quotes in Wales
Personalised service 20+ years experience
Personalised service Personalised service

What is landlord insurance in Wales?

Landlord insurance is a policy that financially protects landlords from risks associated with renting out a property. Also known as buy-to-let insurance, it usually covers physical damage to the property and protects against liability claims from tenants or other third parties.

There are various optional extras for landlord insurance quotes & policies, such as loss of rent cover, malicious damage and property owners' liability. An insurance broker like CIA can help you decide what level of coverage you need and support you in finding the cheapest landlord insurance in Wales.

Providing tenants with a property to live in is a big responsibility. To enjoy the peace of mind that your rental property is protected, choose CIA Landlords for a great deal for the cover you need.

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Why is landlord insurance in Wales essential?

Although it is not a legal requirement to have landlord insurance in Wales, it is strongly recommended to protect yourself and your property against unexpected events such as malicious damage, theft and loss of rent. Here are some of the most important reasons to invest in landlord insurance.

Avoid fines: By having tailored landlord insurance in place, you can ensure that you are protected against legal expenses so in the case of any disputes or financial problems, you can rest assured that you are protected.

Protect your property: No matter where your property is or what the weather conditions are like in Wales, our landlord insurance can protect against property damage and weather-related damage, giving you peace of mind in all seasons.

Get peace of mind: Being a landlord comes with a lot of responsibility and sometimes a lot of stress. By investing in landlord insurance, you are ensuring you are protected against specific risks, allowing you to focus on the important things and building a good relationship with your tenants.

So despite not being a legal requirement, landlord insurance can help both you and your business to stay stress-free and focus on the important things.

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What does landlord insurance in Wales cover?

You can tailor your landlord's home insurance policy depending on what you'd like to be covered for. The more coverage you include for your Welsh property, the higher your policy premiums will likely be. The different levels of cover you can choose from include:

  • Buildings only
  • Buildings & contents
  • Contents only (not including your tenant's belongings)
  • Fixtures and fittings
  • Full accidental damage
  • Loss of rent
  • Alternative accommodation
  • Property owner's liability
  • Unoccupied property cover
  • Legal protection
  • Malicious damage caused by tenants up to a maximum of ÂŁ5,000
  • Theft by tenants up to a maximum of ÂŁ5,000
Optional Extras
  • Malicious Damage & Theft By Tenants
  • Trace & Access Cover (most policies)
  • Landlord Legal Expenses
  • Legal Expenses

Our Expert says...

"With our team’s extensive expertise in Welsh landlord insurance, we are committed to helping you find the perfect coverage to ensure peace of mind and protect your investment. We’ll guide you through the entire process, so you can rest easy knowing that your Welsh property and tenants are comprehensively covered."

Richard Wayman - Finance General Manager

What does landlord insurance in Scotland cover

Price Guarantee Independent broker As independent insurance brokers, we can offer a more personal service and you can chat with our experts about your cover. Speak to real people, not chat bots.
Price Guarantee Accurate quoting We can make a whole market comparison to find you the best landlord insurance deal. The big names such as Money Super Market and Compare The Market only compare quotes from a select few insurers. This is why you should consider using CIA to compare landlord insurance quotes for your Welsh property.
Price Guarantee Tailor made policies You can compare landlord insurance policies like for like and tailor add-ons to your needs. With no hidden fees, we are happy to update your policy whenever you need.
Price Guarantee Price guarantee We guarantee that we will never be beaten on price. We are specialists in providing cheap landlord insurance in Wales.
What our customers are saying about our landlord insurance in Wales From first time landlords to experienced letting agents

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Using CIA for many years I've used CIA for many years now as a broker for my insurance and have no complaints. Staff are always friendly and helpful. Deborah King 06 July 2023
CIA make everything easy CIA make everything easy with decent prices and simple purchase and renewal of policies. Who wants anything more - they just get on with it. What a refreshing change! Roseann 04 July 2023
Great company Catherine was very helpful. Great communication. Great company, great price and great agents. Ten out of ten! I wouldn’t use anyone else. William McCullen 22 June 2023
Flat block insurance As a comparison to other insurance intermediaries: - Able to quote immediately when others take upto 24 hours. - Always remember and offer competitive renewals quotes - Easy and quick to speak to someone Overall very good and keep up the good work. Nick Lucas 13 June 2023
Very good friendly, professional team, offering competitive renewal. Very good, friendly and professional team. Friendly and thorough. Very competitive renewal quotes. Martin 02 May 2023
Exceptional staff Phil who dealt with my renewal was superb; very patient, knowledgeable and friendly! Thank you! Kirsty Bundy 27 April 2023
Brilliant CIA Insurance Team customer service When I called CIA Insurance today, the customer service team answered quickly so I was not left waiting on the phone or press numbers for various departments. I explained briefly what I needed and was helped professionally and efficiently by David. He was very knowledgeable, helpful and explained things clearly and effectively. Just what i needed without the waffle. Julie james 27 April 2023
Use CIA for our buy to let portfolio Use CIA for our buy to let portfolio. Great service and prices. The staff are always well informed and a pleasure to deal with Alan Doyle 24 April 2023
I have been using CIA Insurance for a… I have been using CIA Insurance for a number of years for Landlord Insurance. They are always knowledgeable, efficient and usually offer the best cover for the best prices. This year I was helped by Jordan, she was so quick at making the adjustments and requoting it made a dreaded process so much easier. Thanks Jordan Primary Reactive Ltd 19 April 2023
My query was very quickly dealt with My query was very quickly dealt with. Lauren was knowledgeable, efficient and gave very good customer service. I can't believe I managed to get insurance sorted in 20 mins. Excellent. Would recommend. Thank you. Joshua Giulianotti 31 March 2023
Highly recommended service I'm very impressed with CIA insurance for my let property. Everything is clearly explained, reminders come in good time, price increases are reasonable, and their call centre staff are a pleasure to deal with. An excellent experience overall. Highly recommended. Andrew Moore 31 March 2023
So easy and straightforward So easy to renew. It took less than 5 mins. You also contacted me regularly to remind me which I greatly appreciated. Peter Reilly 30 March 2023

Frequently Asked Questions Surrounding Landlord Insurance in Wales

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Advice Centre for Landlords in Wales

Insurance is one of the many things to consider when you're a landlord. Our experts share their tips on being a successful landlord, covering topics such as finance, legal issues and damaged property. Visit our advice centre to find out more!

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Insurers we work with

AXA
Covea
GEO Underwriting
Pen Underwriting