Why CIA Landlord Insurance?
What does landlord insurance cover?
You can tailor your landlord home insurance policy depending on what you'd like to be covered for. The more cover you include, the higher your policy premiums will likely be. The different levels of cover you can choose from include:
- Buildings only
- Buildings & contents
- Contents only (not including your tenant's belongings)
- Fixtures and fittings
- Full accidental damage
- Loss of rent
- Alternative accommodation
- Property owner's liability
- Unoccupied property cover
- Legal protection
- Malicious damage caused by tenants up to a maximum of £5,000
- Theft by tenants up to a maximum of £5,000
- Malicious Damage & Theft By Tenants
- Trace & Access Cover (most policies)
- Landlord Legal Expenses
- Legal Expenses
Do I need landlord insurance?
While it's not legally required to have landlord insurance, many mortgage lenders may require it as a condition of the loan. A conventional home insurance policy does not offer the appropriate cover for a buy-to-let property. Whether you decide to rent out the property short or long-term, landlord home insurance is strongly recommended to protect your investment.
Get a landlord insurance quote today and ensure you have the appropriate cover needed before your tenants move in.
Our Expert says...
"Being sufficiently covered with landlord home insurance doesn't need to be expensive and without it, landlords are putting themselves at risk of financial loss and legal issues. We can advise you on getting the best policy for your property and help you find cheap landlord insurance."
Richard Wayman - Finance General ManagerHow to get cheaper landlord insurance
Getting cheaper landlord insurance doesn't mean you have to compromise on the protection you need. There are numerous ways to reduce your premium.
At CIA we offer many different additional types of cheap landlord insurance that include the following terms of cover:
Advice Centre for Landlords
Insurance is one of the many things to consider when you're a landlord. Our experts share their tips on being a successful landlord, covering topics such as finance, legal issues and damaged property.
View allInsurers we work with
![AXA](https://www.cia-landlords.co.uk/wp-content/themes/cia-landlords/partners/axa.jpg)
![Covea](https://www.cia-landlords.co.uk/wp-content/themes/cia-landlords/partners/covea.jpg)
![GEO Underwriting](https://www.cia-landlords.co.uk/wp-content/themes/cia-landlords/partners/geo.jpg)
![Pen Underwriting](https://www.cia-landlords.co.uk/wp-content/themes/cia-landlords/partners/pen.jpg)