Landlord Insurance Advice
How to secure and maintain your empty rental property18-12-2023
Rental properties being empty for significant parts of the year is pretty commonplace, especially for student landlords. And in October 2022, there were 676,304 recorded empty homes in England. In this piece of advice, you will find out how to secure and maintain your empty rental property as a landlord. A rental property could be […]
The complete guide to commercial landlord insurance15-11-2023
You are a commercial landlord if you operate your own business from a property or rent it out for other businesses to use as their company premises. Similarly to residential landlords, commercial landlords can benefit from their property generating a steady long-term income. At CIA, we are energetic landlord insurance specialists who know our stuff. […]
How to become a commercial landlord15-11-2023
In 2021, there were around 4.6 million privately rented households in England. But there are also thousands of commercial landlords in the UK who own industrial units, warehouses, office spaces, restaurants, pubs, and more. Owning a commercial property and letting it out can be your gateway to a reliable long-term rental income. But how do […]
Holiday Home Insurance | A Landlord's Guide with CIA20-10-2023
A holiday home is a property you own that isn’t your main residence. You can use it for short-term stays with your family and friends. But there’s also the option of renting out your holiday home to paying guests. With the arrival of the internet and platforms like Airbnb making booking holidays online so easy, […]
What is multi-property landlord insurance? The ultimate guide20-10-2023
If you get it right, you can generate high rental yields and a handsome income from being a landlord in the UK. It is thereby hardly surprising that many landlords take the leap of faith to become multi-property landlords and expand their property portfolios after having success owning their first landlord property. A 2021 England […]
The ultimate guide to landlord insurance05-05-2023
Being a landlord can be a great source of income, but it also comes with its own set of risks. One of the most significant risks for landlords is property damage or loss caused by tenants or natural disasters. That’s where landlord insurance comes in. In this ultimate guide, we will cover everything you need […]
What insurance should a landlord have?16-03-2023
Do you know your ‘landlord building insurance’ from your ‘landlord contents insurance’? If you’re new to the landlord game firstly, welcome. Secondly, let’s take a look at what insurance a landlord should have. When it comes to landlord insurance, there’s not one size fits all. However, you will want to look at competitive rates that […]
Types of landlord insurance11-01-2023
‘There’s more than one type of landlord insurance?’. Yes – there absolutely is. Without getting in a muddle over which insurance you might need, we’re here at CIA to break the different types of landlord’s insurance for you. When was the last time you even thought about landlord’s insurance? Well, if you’re a landlord […]
Your Guide to Landlord Insurance Reviews23-06-2022
If you are a landlord of long-standing, your buy-to-let insurance may be coming up for renewal soon. If like many landlords, your initial response is to simply renew your existing cover, you may be missing out on future savings and extra benefits. As with most things in the modern world, the insurance industry is constantly […]
Why is landlord insurance important?18-02-2022
Putting your money into bricks and mortar can be a great way to generate income and save money for the future. But before you invest in property, it’s important to get landlord insurance. If your property is damaged due to an insured event, such as a fire or flood, landlord insurance will cover the cost of […]
Is landlord insurance the same as business insurance?28-09-2021
Everyone knows that taking out insurance is important to protect yourself against unforeseen circumstances. Yet with so many different types of insurance out there, it can be tricky to find the best insurance to suit your needs. If you’re a landlord or business owner, it’s easy to get mixed up between landlord and business insurance. You want […]
Does landlord insurance cover tenant's belongings?09-09-2021
Landlord insurance is there to protect you and your property. As landlords, we have a responsibility to provide a secure place for our tenants to live, and to keep them safe. However, whilst the actual house and all of the contents provided for the tenants is a landlord’s job to take care of, taking care […]
Most landlords will experience an issue of some degree with damages to their property at some point. We advise on how to handle deliberate and non-deliberate damage to the property or its contents.
Dealing with tenant and neighbourly disputes in the correct way is so important. Here, we identify the common issues that may arise, such as boundary issues and noise complaints, and the best way in which to resolve them.
It’s so important for landlords to know their stuff when it comes to money and finances. Here you’ll find advice on everything from rental arrears, deposits and many other important financial issues.
We explore and advise on issues regarding illegal activity taking place at a rented property – with everything from drugs and cannabis farms, to the setting up of secret brothels and gambling dens.
Landlord Insurance Advice
Landlord insurance can protect landlords in the event of fire, theft, loss of rent and more. Whether you’re considering cover or have just taken out a policy, we’ll guide you through the topic of landlord insurance.
It’s important to approach legal issues carefully to honour your tenants’ rights, so pay attention to the details. We’ll give advice on the most common legal issues landlords face.
We explore all of the other issues and situations that may arise for landlords, so that you can feel confident and in-the-know.
Should you relax your ‘no pets’ policy, or is an animal-friendly rental a recipe for disaster? We explore the pro’s and con’s of housing tenants furry friends and how to deal with unauthorised pets, complaints and damages.
Once you hand over the keys to your tenant, you can’t just turn up and visit your buy-to-let property as and when you like. Here you’ll find advice on the correct protocols to follow when carrying out inspections and guidance on what might constitute too much contact between you and your tenant.
Property Maintenance & Interiors
Every landlord wants their rental property to stay in top condition, and tenants may want to decorate their new home. Read our advice about garden and property maintenance, and interiors here.
Squatters and unregistered tenants and guests are more common than you might think, so it’s vital you’re aware of the rules and regulations and how to deal with these issues correctly. We explore the in’s and out’s of squatters rights and secret subletters so that you don’t get caught out.
It’s a landlord's responsibility to ensure that a rental property is compliant with all safety regulations - from gas certificates to fire safety measures. Here, we talk about every safety regulation you should be aware of.
It’s no secret that the screening process is so important to get right, as it’s the foundations to ensuring an easy and simple tenancy. Here, we offer advice regarding applications, credit and background checks – and everything else you may need to know before selecting your future tenants.
Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.
We are first time landlords and you gave good advice and the process was easy and good value.
A pleasure to deal with, the lady on the phone was a credit to her company.