How to Buy a Commercial Property with Sitting Tenants02-02-2024
Investing in commercial property can be a lucrative venture, and acquiring a property with established occupants can offer immediate income and result in reduced vacancy risks. However, navigating this territory requires careful consideration and a clear understanding of the process involved. Here, we take a look at what buying a commercial property with sitting tenants […]
Selling commercial property with sitting tenants29-01-2024
As a landlord in the UK, you might find yourself in a situation where you need to sell a property that currently holds tenants. This scenario can raise several questions and concerns, particularly regarding the impact on property value and the legalities involved. Here we aim to provide clarity and guidance for landlords selling commercial […]
How to convert a property to an HMO15-01-2024
In the dynamic world of property investment, converting a property into a House in Multiple Occupation (HMO) presents a lucrative opportunity for landlords. The concept of HMOs isn’t new, but its popularity among investors has soared due to the potential for higher rental yields and a more diversified tenant base. This comprehensive guide aims to […]
Renting to young professionals18-12-2023
The term ‘young professionals’ usually refers to adults aged 18-30, or university graduates now in the workplace. But why do landlords become involved with renting to young professionals ahead of student tenants, for instance? Here, we at CIA Landlords explore the matter of landlords renting to young professionals in the private sector. Reliability Times are […]
How much notice does a commercial landlord have to give?18-12-2023
Commercial landlords must give tenants at least three months’ notice before the original lease term expires. When a fixed-tenancy end date has already passed and a tenant is paying their rent in full and using the premises for business reasons, they will have the right to remain in the property until the landlord provides them […]
Can you evict a tenant for smoking?02-11-2023
In the UK in 2022, there were 6.4 million adult smokers, 11.2% of women and 14.6% of men. With this in mind, it’s likely that you may have tenants who smoke at some point or another. Sure, smoking may impact the tenant’s general health. But smoking is also bad for the condition of your property […]
Can I Insure an Unoccupied Property?13-10-2023
Yes, you can and should take out unoccupied property insurance as a landlord. Comprehensive landlord insurance coverage isn’t just a matter of protecting your property during occupancy and when tenants are living there. You also need insurance for times of the year when the place is left empty. For example, student academic terms often mean […]
Landlord Insurance for Student Lets | Everything you need to know13-10-2023
Student rental properties can be a lucrative investment opportunity for landlords, whether you own one or you are a multi-property landlord with a larger portfolio. After all, having fun living at university-provided or private sector ‘halls’, many students in the UK opt to rent residential properties on the private market from private landlords. In the […]
Selling a house with a sitting tenant29-09-2023
While it may seem a little complicated, you can sell a property with a sitting tenant, and landlord-landlord sales are quite common. However, it is also true that some buyers will have a firm preference for an empty property. Selling your rental property can be a challenging and time-consuming process. You may have lived in […]
Things HMO landlords need to know21-09-2023
HMOs, houses in multiple occupation, are a common type of rental property. The UK government states that a rental property is considered to be a house in multiple occupation if a minimum of three tenants live there, forming two or more households, and toilet, bathroom or kitchen facilities are shared with other tenants. Examples of HMO properties […]
Renting to Relatives12-08-2023
Renting to relatives might seem like a great idea. You don’t have to worry about the lengthy process of finding and screening prospective tenants and you know you’re almost guaranteed a positive landlord-tenant relationship with good communication. That being said, you’re still running a business. Landlords who choose to rent to family quite often decide […]
Is Renting to DSS Tenants a Good Idea?22-07-2023
Department of Social Services tenants, otherwise known as DSS tenants, are those who claim housing benefits due to financial difficulties relating to unemployment, disabilities and/or being a single parent. Many landlords are understandably reluctant to rent to this group of people. The uncertainty of rent payments, combined with the complications of the benefits system and the […]
How can I make my rental property suitable for students?04-07-2023
Student neighbourhoods tend to be found in urban areas where properties are a bit more affordably priced. HMO student rental properties can also offer landlords some of the highest rental yields. So, it is not surprising that as much as 11% of private landlords in the UK in 2021 let to students. At CIA Landlords, […]
What rights do long-term tenants have?25-05-2023
Ultimately, you’d be right in thinking that long-term tenants have similar rights to short-term tenants. If your tenants have signed an assured shorthold tenancy agreement and are paying on time as well as adhering to the guidelines stipulated in the agreement, they have the same rights as short-term tenants. What is a long-term tenant? To […]
How long can a tenant leave a property empty?25-05-2023
Picture this; your tenants have left your property, the neighbours haven’t seen them and they’ve left a heap of financial arrears. Let’s look at how long a tenant can leave a property empty before it is classed as abandoned. Shockingly, even though you’ve got your tenants to sign a tight Assured Shorthold Tenancy agreement, your […]
How to find the best tenants05-05-2023
As a private landlord, there are many factors you need to consider before you begin your search for a new tenant for your property. Most importantly, you need to be considering how to attract tenants who will pay the rent on time and be respectful towards the property. Whilst there is no black-and-white answer […]
How to deal with tenants who pay rent with benefits16-03-2023
There’s a grey area over how to deal with tenants who pay rent with benefits. While you’re looking to make the right choice with your tenants through a thorough screening process and right-to-rent checks, you will also want to understand what DSS really means to your rental property income. What is a DSS tenant? A […]
How much notice does a landlord have to give a tenant to move out UK?16-03-2023
How much notice does a landlord have to give a tenant to move out? This is a great question. With goalposts constantly changing for landlords, we’re curious to see how much notice landlords must give tenants in the UK. It’s also worth noting that not all tenancy agreements are the same. There are a variety […]
What can I do if my tenant abandons the property?15-02-2023
When landlords ask ‘What can I do if my tenant abandons the property?’, we can hear the angst in the tone. It’s been a rocky time for landlords in the last year with the rough economy disabling the tenant market as well as harsh weather conditions causing maintenance issues. Many landlords have found that […]
Do I need an HMO licence for 4 tenants?15-02-2023
Your rental property might be bringing in bountiful profit but does your HMO need a licence? You might have landed on a sweet spot location for students or even found the ideal borough in London that has reliable tenants. However, you may have overlooked when the right time is to get your HMO licence. […]
The ultimate guide to renting to students05-01-2023
Renting to students can be incredibly profitable. There were a staggering 2.66 million students in UK higher education institutions in the academic year 2020/21. With this in mind, student landlords will rarely experience a shortage of people making inquiries and registering their interest in renting your property! On the other hand, renting to students comes […]
Buying a house with tenants08-11-2022
Buying a house with tenants in situ is not unusual. Tenanted properties can be quite appealing to an experienced landlord as they are usually cheaper, offer rental income from day one, and save you the headache of looking for new tenants. That said, buying a house with tenants in situ is not as straightforward as […]
Do students have to pay a deposit for rented property?20-09-2022
Your new student tenants might not be up to speed on rental property deposits but you 100% should be. With the potential risk of heavy partying and the general inexperience of living away from home, we want you to feel your property is protected before you hand over the keys. Have you been seeing terms like ‘holding deposit’ and […]
Can I evict my tenant for cluttering/hoarding?02-09-2022
One of the most important and taxing things as a landlord is finding suitable tenants to live in your property. Even with a thorough screening process, you’ll never know quite what a tenant is like until they begin living in your property. One of the things you may uncover is that your tenant is a […]
Can landlords refuse to rent to students?30-08-2022
Thinking of renting to students? Student rentals are in constant high demand. They offer the potential for high rental yields. Many insurers offer increased protection when renting to students. Sounds like every landlord’s dream, right? Well, sure – if you can put up with the equal potential for anti-social behaviour, lack of consistent income and […]
How to rent a room to a student17-08-2022
Year by year, record numbers of students are attending university or some form of higher education. This, in turn, creates an unimaginable demand for accommodation. For landlords, this is great news. Students often require longer rental periods, and such high demand ensures your property won’t remain empty when a lease ends. But renting to students comes […]
Do students have to pay council tax in rented property?18-07-2022
Broadly speaking, students who are in full-time education at a college or university in England, Scotland or Wales will not have to pay Council Tax when living in rented property. However, it can be a confusing matter, and there are certain important factors to consider. So, do students have to pay council tax in rented […]
How to become a student landlord27-04-2022
If your property is located in a university town or city, it makes sense to market it to students. In fact, due to the rise in student enrolment, revenue for student lets is expected to increase at a compound annual rate of 0.4%. So, why not maximise the earning potential of your property? Read on for […]
Renting to disabled tenants02-02-2022
There are 400,000 wheelchair users in England alone living in unsuitable accommodation. This is especially true for private rentals. Despite the number of disabled people increasing to 14.1m in 2020, 93% of 8.5 million rental properties in the UK are found to be inaccessible. This leaves a need for more accessible rental properties across the UK. Not […]
Tenants on Universal Credit04-03-2021
Universal Credit was introduced back in 2013 in an attempt to simplify the welfare system. It has not been without its challenges, and as of January 2021, there were 6 million people on Universal Credit in England, Scotland and Wales. This is a 98% increase since March 2020, largely as a result of the COVID-19 pandemic. Whether […]
Renting to Students22-07-2020
Renting to students is quite different to renting to your standard tenants, but opening up your rental property to this particular demographic can be really profitable. For as long as there are universities and colleges, there will be many students looking for somewhere to live. Like everything and with every demographic of tenant, they come […]
What to do When Your Tenants Breakup20-12-2019
Your tenants parting ways isn’t just a potentially stressful and emotional moment for your tenants themselves – it could also present a fair few headaches for you as a landlord. There is a wide range of scenarios that can apply, and therefore a wide range of solutions that you could turn to in the event […]
Top 5 Types of Property Occupants Infographic22-11-2018
CIA Landlords can compare landlord insurance to find the perfect policy for your needs. To find out how we can help, contact us and get a quote today.
Property Occupants Jargon Buster22-11-2018
Property occupant issues come in many different shapes and sizes. You’ll be lucky to get through your tenancies without coming across at least one or two, so make sure you know your stuff when you’re handling and solving them. Our property occupant jargon buster is here to help! Occupants A person, or the people, who […]
Property Occupant Issues in Rental Property22-11-2018
Issues with tenants are certainly not uncommon and pretty much any landlord can find themselves faced with them at some point or another. You can screen your tenants and not leave a stone unturned, but this won’t stop the potential of being hit with tricky situations during the tenancy. From students to secret subletters, there’s […]
How to go about Removing Squatters16-05-2018
You may be surprised to learn that squatting itself is not a crime and ‘squatters rights’ make solving the issue slightly more complicated. It is vital that landlords fully understand these rights, along with their own, in order to not breach the law when attempting to evict squatters. What is a squatter? Squatters, also often […]
Most landlords will experience an issue of some degree with damages to their property at some point. We advise on how to handle deliberate and non-deliberate damage to the property or its contents.
Dealing with tenant and neighbourly disputes in the correct way is so important. Here, we identify the common issues that may arise, such as boundary issues and noise complaints, and the best way in which to resolve them.
It’s so important for landlords to know their stuff when it comes to money and finances. Here you’ll find advice on everything from rental arrears, deposits and many other important financial issues.
We explore and advise on issues regarding illegal activity taking place at a rented property – with everything from drugs and cannabis farms, to the setting up of secret brothels and gambling dens.
Landlord Insurance Advice
Landlord insurance can protect landlords in the event of fire, theft, loss of rent and more. Whether you’re considering cover or have just taken out a policy, we’ll guide you through the topic of landlord insurance.
It’s important to approach legal issues carefully to honour your tenants’ rights, so pay attention to the details. We’ll give advice on the most common legal issues landlords face.
We explore all of the other issues and situations that may arise for landlords, so that you can feel confident and in-the-know.
Should you relax your ‘no pets’ policy, or is an animal-friendly rental a recipe for disaster? We explore the pro’s and con’s of housing tenants furry friends and how to deal with unauthorised pets, complaints and damages.
Once you hand over the keys to your tenant, you can’t just turn up and visit your buy-to-let property as and when you like. Here you’ll find advice on the correct protocols to follow when carrying out inspections and guidance on what might constitute too much contact between you and your tenant.
Property Maintenance & Interiors
Every landlord wants their rental property to stay in top condition, and tenants may want to decorate their new home. Read our advice about garden and property maintenance, and interiors here.
Squatters and unregistered tenants and guests are more common than you might think, so it’s vital you’re aware of the rules and regulations and how to deal with these issues correctly. We explore the in’s and out’s of squatters rights and secret subletters so that you don’t get caught out.
It’s a landlord's responsibility to ensure that a rental property is compliant with all safety regulations - from gas certificates to fire safety measures. Here, we talk about every safety regulation you should be aware of.
It’s no secret that the screening process is so important to get right, as it’s the foundations to ensuring an easy and simple tenancy. Here, we offer advice regarding applications, credit and background checks – and everything else you may need to know before selecting your future tenants.
Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.
We are first time landlords and you gave good advice and the process was easy and good value.
A pleasure to deal with, the lady on the phone was a credit to her company.