What does the legal policy cover?

Landlords legal protection is an insurance policy to protect you as the landlord of your property, in case your tenants are in breach of their contract and you need to take them to court. The insurance policy will cover the legal costs incurred.

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Are my personal belongings covered?

Unfortunately your own personal belongings won't be covered on this policy and you will need to take out a household policy to cover your contents.

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Can I buy Landlord Insurance if I live in the property myself?

Some insurers will allow you to have a landlord insurance policy if you're living there initially, on the basis that you will move out and your tenant will move in within 8 weeks. If you are intending on staying in the property with tenants there too, you will need a household policy rather than a landlord insurance policy.

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Do you offer contents only policies?

We do offer landlords contents only policies over the telephone. Just click "Get A Callback" above or call us on 01788 818 670.

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What is free white goods cover?

If your policy includes free white goods cover then any freestanding washing machines, fridge-freezers, cookers, tumble dryers & dishwashers that you have left for your tenant to use, will be insured for all the standard perils that are listed under the buildings section of your policy.

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Is it my responsibility to insure the contents?

Tenants should have their own contents insurance for items they keep in the property. However, if your property is furnished, it's your responsibility to have landlord contents insurance for the items you own, as well as any fixtures and fittings.

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Can I cancel my policy?

You may cancel your policy at any point by sending us either emailed confirmation, confirmation by post or calling customer support on 01788 818 600.

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Will my policy automatically renew?

None of our policies are automatically renewed, we will contact you 25 days prior to the renewal date with our renewal quotation with follow up notifications and ask you to contact us if your wish to proceed.

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Can cover be increased after the un-occupancy clause?

Unfortunately we are unable to increase cover if at the end of an un-occupancy clause if the property remains vacant, cover is reduced and then increased when the property is again re tenanted. However we do offer policies that will extend cover if the property remains unoccupied as a new policy.

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What is White Goods cover?

If your policy includes free white goods cover then any freestanding washing machines, fridge-freezers, cookers, tumble dryers & dishwashers that you have left for your tenant to use, will also be insured for all the perils that are listed under the buildings section of your policy.

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Home selling secrets

Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.

First time landlords

We are first time landlords and you gave good advice and the process was easy and good value.

A pleasure to deal with

A pleasure to deal with, the lady on the phone was a credit to her company.