Grocery Shopping: The Best Places to Fill your Basket

From petrol prices to Netflix subscription fees, almost every area of our daily lives has been impacted by the cost of living crisis. There is one area that has felt the hike most though. Recent ONS data has revealed that the increased price of food shopping is the number one reason behind higher living costs, with 95% of households feeling the strain when it comes to their groceries.

With some renters potentially using the price of outgoings to inform where they choose to live, CIA Landlords has looked into the average cost of groceries in cities across the UK. The research has revealed which locations offer the cheapest food shop, and where might squeeze the purse strings a little tighter when buying essentials such as bread, milk, cheese, wine, and eggs. This has also been compared with average rental prices in each city, to give a broader perspective on the outgoings of renters. 

For those wanting to take grocery shopping into account when booking their holiday, the team has also looked into food prices across OECD capital cities.

Stoke-on-Trent is the cheapest city for a grocery shop in the UK

For those in the UK looking to save money on their grocery shop, Stoke-on-Trent has been revealed as the best city to do so. The northern city offers the cheapest food shop of all cities analysed, with supermarket essentials  totalling just £17.06. 

Residents benefit from some of the most affordable items in the UK, with a loaf of bread costing £0.81 and eggs £1.69. Rent in the city is also relatively cheap, with monthly fees on a one-bed apartment in the city centre at just £662.50, the fourth cheapest of all cities analysed. 

Swansea has come in as the second cheapest city for groceries, with those in the Welsh city spending just 1p more than Stoke-on-Trent on their essential shop. Whether you’re mashing them, roasting them, or frying them, potato fans will be pleased to know that potatoes in Swansea are the cheapest of all cities analysed, at just £0.61 for a kilogram. In terms of other outgoings, rent in the city is even cheaper than Stoke-on-Trent, with monthly fees on a one-bed in the city centre at just £630. 

Offering a typical food shop of £17.49, Leicester has come in as the third cheapest location in the UK for groceries. For those who enjoy a nice tipple, the city is home to the cheapest wine of all cities analysed, with a mid-range bottle costing just £6.00. Rent is a little higher in Leicester compared with the rest of the top five cheapest cities though, with monthly fees coming in at £760. 

Kingston-upon-Hull (£17.82) comes in fourth place. Those renters who are looking to really cut costs might do well relocating to the northern city, as Kingston-upon-Hull offers the cheapest rent of all UK cities, at £452.50 per month for a one-bed in the city centre. Birmingham (£18.12) rounds off the top five cheapest cities for grocery shopping.

Top ten cheapest cities in the UK for groceries:

Index City Total cost of shop Average monthly rent for 1 bed in city centre
1 Stoke-on-Trent £17.06 £662.50
2 Swansea £17.07 £630.00
3 Leicester £17.49 £760.00
4 Kingston upon Hull £17.82 £452.50
5 Birmingham £18.12 £822.12
6 Sheffield £18.45 £730.00
7 Sunderland £18.51 £1,200.00
8 Edinburgh £18.52 £1,033.40
9 Liverpool £18.56 £791.88
10 Cardiff £18.69 £806.33

The most expensive grocery costs in the UK can be found in London

Perhaps unsurprisingly, the most expensive place to shop for essential items is London, with a total grocery shop costing around £22.50. Items like bread (£1.30), milk (£1.27), and eggs (£3.06) will set you back significantly more in the capital than in any other city analysed. Rent is also very expensive compared with other cities, with monthly fees on a one-bed in the city centre around £2,081.

Bristol is the second most expensive city for food shopping, with the price of essentials coming in at £20.31. Rent is also very high in the city, though it is almost half the cost of London rent, at £1,137 per month. 

With an average total of £19.96, Glasgow is the third most expensive city for groceries. Rent in the Scottish city is significantly cheaper than in London or Bristol though, with rent for a one-bed in the city centre around £790 per month. So, while a supermarket sweep might set you back a little more here than in other cities, residents will at least enjoy relatively affordable rent. 

Rounding off the top five most expensive cities for food shopping are Manchester, (£19.94) and Newport (£19.88) – though both cities are just a few pence behind the top three.

The top ten most expensive cities in the UKf or groceries:

Index City Total cost of shop Average monthly rent for 1 bed in city centre
1 London £22.50 £2,080.65
2 Bristol £20.31 £1,136.67
3 Glasgow £19.96 £790.00
4 Manchester £19.94 £938.06
5 Newport £19.88 £700.00
6 Leeds £19.73 £826.92
7 Nottingham £19.42 £769.09
8 Preston £19.21 £566.67
9 Reading £18.82 £1,093.04
10 Coventry £18.79 £824.44

Bogota, Colombia is the cheapest international city for groceries, with an average shop totalling £14.69

While many people may be looking to cut costs at home, as we head into summer, lots of holiday-makers might also be looking to save money whilst abroad. 

Flights and accommodation are key areas where we can save, but what about when you’re actually at your destination? For those people who enjoy a self-catered holiday, the research has also taken into account the price of groceries in international cities. 

Travellers looking to eat on a budget will spend the leastin Colombia’s capital city Bogota, with essential food items costing just £14.69 in total. It’s actually the cheapest of all international cities for dairy products like milk (£0.79) and cheese (£3.81). Those looking for affordable accommodation will also do well to head to Bogota, as the average price for one week in an Airbnb is just £203.05 – the cheapest price of all cities analysed. 

Ankara, Turkey comes in second place, with a food shop totalling £15.60. Ankara is cheap when it comes to its carbohydrates, as you’ll find the lowest prices potatoes (£0.46) and bread (£0.39) in Turkey’s capital city. Airbnb is also pretty affordable in Ankara, with a one week stay costing around £214.33, just £11 more than in Bogota. 

With a typical trip to the supermarket totalling around £17.08, Lisbon, Portugal has come in third. Those looking to sample some Portuguese wine will be very happy to hear that Lisbon offers the cheapest mid-range bottle of all international cities analysed, at a mere £3.47. The cost of an Airbnb in the city is a lot pricier than the top two locations however, coming in at £682.46 for one week, which is over three times the price of accommodation in Bogota. 

Warsaw, Poland (£17.75) and Madrid, Spain (£18.42) round off the top five cheapest international cities for grocery shopping. However, accommodation in Madrid is around £733.22 for a one week stay, the highest of all locations in the top five cheapest international cities.

The top 10 cheapest OECD cities for groceries:

Index Country Capital city Total cost of shop Average price of an airbnb for 1 week (£)
1 Colombia Bogota £14.69 £203.05
2 Turkey Ankara £15.60 £214.33
3 Lisbon Portugal £17.08 £682.46
4 Poland Warsaw £17.75 £394.81
5 Madrid Spain £18.42 £733.22
6 Riga Latvia £19.72 £344.05
7 Tallinn Estonia £19.75 £428.65
8 Ljubljana Slovenia  £20.54 £569.66
9 Bratislava Slovakia  £20.62 £394.81
10 Budapest Hungary £20.70 £411.73

Bern, Switzerland is the most expensive international city for groceries

Bern, Switzerland is the most expensive place to do your supermarket shopping, across both international and UK cities. A typical shop for essential items will set you back a huge £41.88, almost three times the price of a shop in Bogata. In particular, local cheese in Bern is extremely pricey, costing a whopping £20.57 for one kilogram. Accommodation in Bern is also relatively expensive, with an Airbnb priced at £862.95 for one week, though this is cheaper than the rest of the top five most expensive international cities.

Given the city is notoriously expensive, it’s perhaps no surprise that Reykjavik, Iceland offers the second most expensive food shop, with totals around £37.80. Those travellers looking to relax with a nice wine in the city will be looking at costs of around £15.71 for a mid-range bottle, which is the most expensive price of all cities. It’s also one of the least affordable places to stay, with one week’s stay in an Airbnb setting holiday-makers back a huge £1,168. 

Over in the US, those heading to Washington D.C. will spend around £32.01 for essential food items. Accommodation is also very pricey in the capital city, with one week in an Airbnb costing just £118 less than in Reykjavik.  

Seoul, South Korea (£31.88) and Paris, France (£30.63) round off the top five most expensive cities for a grocery shop. Seoul in particular does boast relatively cheap accommodation however, with one week in an Airbnb costing travellers just £428.65.  

The top 10 most expensive OECD cities for groceries:

Index Country Capital city Total cost of shop Average price of an airbnb for 1 week (£)
1 Bern Switzerland £41.88 £862.95 
2 Reykjavik Iceland £37.80 £1,168
3 Washington D.C. United States  £32.01 £1,049.07
4 Seoul South Korea £31.88 £428.65
5 Paris France  £30.63 £970.11
6 Luxembourg Luxembourg £29.20 £846.03
7 Oslo Norway £29.04 £789.63
8 Canberra Australia £28.44 £840.39
9 Ottawa Canada  £28.25 £710.66
10 Brussels Belgium £25.89 £597.86

What does this mean for landlords?

Richard Wayman, Finance Director at CIA Landlords says, “Landlords who are looking to buy-to-let need to be aware of the various expenses that renters may face in different cities, as this could inform where they choose to move to. 

“Generally speaking, the cheaper the cost of living, the more desirable the place may be for potential tenants. Alongside grocery expenses, you could consider things like the price of public transport, meals out, childcare, and leisure activities in the area to help inform your decision on where to buy.  

“Doing the research ahead of time should help future-proof your property, ensuring your house or flat stays profitable for years to come.”

Sources and methodology:

To determine the UK ranking, CIA Landlords pulled together a seedlist of cities, based on the top 20 most populated UK cities. The total cost of a grocery shop was based on the sum of the following metrics:

Price of a loaf of bread – 500g fresh white bread

Price of milk – 1 litre of regular milk

Price of eggs – a dozen

Price of cheese – 1kg of local cheese

Price of wine – bottle of mid-range

Price of potatoes – 1kg 


The research also took into account the average monthly rent for a one bed in the city centre.

To determine the international ranking, CIA Landlords pulled together a seedlist of cities, based on the capital cities of all countries who are OECD members. The total cost of a grocery shop was based on the same metrics as the UK city ranking. The research also took into account the average price of an Airbnb for one week. This was calculated by searching for the relevant city using AirDNA, setting the currency to USD, taking the average nightly rate, converting this to GBP using Google Finance formula, and multiplying this by seven to get the weekly rate. To note: Conversion took place on 24/05/2023 9.a.m.

A landlord’s ultimate guide to rental finances

Whether you’ve become an accidental landlord through inheriting a property, or you are building up a rental property portfolio as part of a thought-out investment strategy, your core aim will be to generate a stable income and profit from the rent. 

Being a landlord of rental properties can present challenges at times. There is undoubtedly a lot that goes into carefully managing your rental finances, especially if you own an HMO (house of multiple occupancy) and have various tenants to collect rent from. 

Here at CIA Landlords, we have highlighted these vital considerations in our landlord’s ultimate guide to rental finances. We are an experienced landlord insurance brokerage outfit that understands the ins and outs of the best practices landlords must follow to manage their rental finances efficiently.

Image of model house. money, calculator, and notepad on a desk.

Vet prospective tenants 

It makes perfect sense for landlords to want to screen and vet prospective tenants. After all, it’s nice to know who you’re renting to when you’re entrusting people to live and look after a property you own.

Vetting the background of prospective tenants hoping to rent your property is one of the key tenants behind effectively managing your rental finances since it can prewarn you about the likelihood of future issues arising with rent payments.

Remember to bear in mind that it’s against the law for landlords to actively discriminate against tenants with ‘protected characteristics’ in the tenant screening process.

Image of tenants moving into property.

Landlord references and credit checks

Common historical issues with tenants paying rent that landlords can discover during the vetting process include things like late payments, arrears, and a history of receiving evictions from landlords. 

One way to gather such information is to ask for references from former landlords that prospective tenants have rented from. Another way to learn more about their financial history is by carrying out credit checks.

Credit checks can inform you about whether a tenant has outstanding debts, they’ve had problems with paying rent or utility bills in the past, and if they have County Court Judgements (CCJs) against them for any money they owe.

However, remember that landlords must ask each prospective tenant’s permission before a credit check can be conducted. 

How to carry out a credit check on a tenant 

Now, provided you’ve first received their permission, let’s look at how you can carry out credit checks on a tenant before signing on the dotted line of a tenancy agreement and agreeing to allow someone to rent your property.

Firstly, landlords can uncover the tenant’s credit score data from one of the three credit reference agencies – Experian, TransUnion and Equifax. 

Then, based on the data, each person you carry out the checks on will be assigned a credit score which indicates the level of risk posed to you as a landlord if you decide to rent to the person in question.

DBS Checks 

As well as covering your back financially by checking your tenant is financially responsible and will pay you the rent through credit checks, you may want to safeguard other tenants and neighbours by carrying out DBS checks. 

DBS checks on tenants aren’t compulsory measures for landlords. However, you do not want dangerous tenants living in your property and posing a risk to others or even causing damages to your property which are expensive to repair. You can only ask tenants for a basic disclosure DBS check, so spent convictions won’t show up.

How to manage rental payments 

Renting out a property can function as an excellent reliable source of passive income. When everything all goes to plan, the rental income should roll into your account in full from the tenant at the agreed time, without there ever being any blips or bumps along the way.

Yet, new landlords will quickly learn that managing rental payments isn’t always the walk in the park that it should be. Here we go into more detail and provide some tips on how you can manage rental payments.

Image of model house on table.

Ways to collect rental payments from tenants 

Landlords with direct private payment arrangements with tenants regarding rent can decide to collect their rent in person, or, go for the more convenient option of setting up electronic different debit payments. 

Tenants have the right to the ‘quiet enjoyment’ of their home and make use of your rental property without disturbance from you or anyone acting on your behalf. In addition, there are rules around landlord access to a rental property when there are tenants in situ. And you must provide at least 24 hours’ notice before turning up in person to carry out property inspections

Our advice is to set up an electronic payment arrangement to collect rental payments, this way you avoid any potential hassle or aggro that collecting rental payments in person could cause. 

Use a letting agent 

You may decide to use the services of a letting agency to collect the rent from your tenants on your behalf. There are benefits of having the peace of mind of a letting agency managing your property and taking care of collecting your rent for you. 

Just remember that using a letting agent will be an additional financial outlay and full property management costs in this country often come to around 10-15% of the monthly rent collected.

Can landlords require tenants to pay rent in cash? 

Yes, you can ask your tenant to pay you the rent in cash. However, it’s best practice to provide each tenant with paper receipts every time they pay the rent so that there’s a paper trail providing recorded proof of all rent payments for you and your tenants to keep hold of. 

When should tenants pay rent? 

You can decide whether you want your tenants to pay rent weekly or monthly. The majority of landlords ask tenants to pay monthly since that’s when most people get paid. 

It’s also common practice for private landlords to ask tenants for at least one month’s rent in advance. This means that at the start of the tenancy, tenants can find themselves having to pay for one month’s rent as well as the deposit fee all in one go. 

How to manage tenants’ deposits 

Deposits are also part of managing rental payments, and your tenants should have their deposits reimbursed when they leave, provided they haven’t caused any damage you’ve had to pay out of your own pocket to repair. 

As a landlord, you must ensure you outline any justifications for deposit reductions in the tenancy agreement. For obvious reasons, deposit reductions can be a bone of contention between you and tenants, so, providing your tenants with a breakdown of any repairs you’ve paid for by keeping receipts and invoices for repairs etc is a wise idea.

These days, legally you must put tenants’ deposits in a government-approved tenancy deposit scheme (TDP) if you’re renting out a home on an assured shorthold tenancy basis.

In England and Wales, you can register tenant deposits with one of the following schemes:

How much rent should I charge tenants?

The size and condition of the property, local wage levels, and the balance of supply and demand for properties in the local area should all have an impact on the rental price you charge tenants. For instance, in places where local wages are particularly low, it may be unrealistic to expect tenants to come forward and pay high fees to rent a property. 

Before investing in purchasing a buy-to-let home, it is important to do your research on the average rental prices in the area to have an accurate figure in your mind of how much you can expect to earn from rent. 

Location, location, location 

Like with many things related to property investing, how much rent you should charge tenants will be based on the old saying, location, location, location. Some urban areas in the UK will have completely different average rental prices compared to others, and it is vital to educate yourself on this.

Re-evaluate your rental rates regularly 

We live in turbulent times, and things such as recessions and energy price crises can have a real impact on how much money people have left over at the end of the month. Therefore, it is sensible to re-evaluate your rental rates regularly. 

You don’t want to be unwittingly over or undercharging your tenants for a long period due to not having kept on top of things and re-evaluating the rental rates you charge frequently enough.

How to deal with rent arrears 

When you’ve invested in a buy-to-let intending to generate a healthy consistent income from the rent, tenants entering into rent arrears and falling behind with payments or not paying the rent at all is a headache. 

So, how do you go down the road of evicting tenants not paying rent? Well, the law in England and Wales states that when a tenant fails to pay at least two months’ rent in an assured tenancy, you can serve them with a section eight notice for possession of the property, giving them 14 days to leave. If the tenant does not leave on the specified date, you can seek a possession order from the courts and may even need to send in the bailiffs. 

Renting a property to tenants on a rolling month-by-month basis instead of a fixed-term agreement? To evict tenants on a rolling tenancy, you must serve them with a Section 21 notice. However, you aren’t allowed to take out a Section 21 during the first four months of a tenancy.

Can the police evict a tenant? 

No, the police cannot step in to help you evict tenants, only court bailiffs are permitted to do that. On the flip side, the police will step in and help tenants if they feel they’re at risk of being evicted illegally. 

Is a buy-to-let property a good investment? 

You can earn a good, steady income from being a buy-to-let landlord, however,

like with all investments, acquiring and renting out a buy-to-let property is not an investment completely void of risks.

Becoming a buy-to-let landlord for the first time is a big deal if you haven’t dabbled in it before. So, you must do your research on the neighbourhood, local economy and wages, rental prices, property trends, and the supply and demand of rental properties in the area. Being a buy-to-let landlord is not a get-rich-quick scheme, and therefore carrying out the necessary research is all part of ensuring it is a financially worthwhile investment for you. 

Buy-to-let mortgages 

You will most likely need to take out a mortgage to help you buy the property you want to rent out to tenants in the first place. Therefore, part of your financial considerations when deciding to invest in a buy-to-let property will be how much the mortgage costs and whether you are in a position to be able to afford to pay the money back. 

In your calculations, you need to offset the rental income you will earn from the property against the cost of paying the mortgage.

In order to get a mortgage on a buy-to-let property, you must prove to lenders that you have the financial means to do so. You have to meet the following criteria to be eligible to take out a buy-to-let mortgage: 

  • Earn at least £25,000 a year
  • Already be an outright homeowner or part way to paying off your mortgage
  • Pay a deposit of somewhere between 25% and 40% 
  • Usually, you need to be over 21 when you apply (some may permit 18-year-olds)

As you may have seen on the news, mortgage rates have increased recently. But why have mortgage rates increased? The answer is that in an attempt to curb inflation during difficult times and the energy crisis, the Monetary Policy Committee of the Bank of England has been raising bank rates, causing higher borrowing costs for mortgages. 

Of course, rising mortgage rates will have an impact on landlords, so they’re something to bear in mind when you’re managing the finances of your rental property. 

What expenses am I allowed to charge tenants? 

Landlords or letting agents acting on their behalf are no longer allowed to charge tenants for anything apart from the rent, the tenancy deposit and a holding depose As a result, landlords cannot ask tenants to cover the costs of referencing. check-in, inventories, cleaning or admin fees. 

On the other hand, you are allowed to charge tenants to cover the costs for repairs you have had to sort out due to any property damage they have been directly responsible for.  

Regular property maintenance 

Carrying out regular property maintenance is your responsibility as a landlord. 

Tenants have the right to live in a property that’s properly maintained by the landlord and fit for living in. Therefore, you cannot charge tenants extra rental money or make deposit reductions for you having to pay for repairs and maintenance which fall under the ‘regular wear and tear’ of the property. This is your duty. 

Examples of regular property maintenance landlords are responsible for include ensuring the home is well-ventilated, checking the safety of electrical appliances, changing smoke alarm batteries, keeping gardens or outside areas in a reasonable state, and much more.

To keep up a strong reputation as a reliable and trustworthy landlord, tenants want to see you making the effort to carry out regular property maintenance and minor repairs. After all, they want to ensure they are receiving a satisfactory service for the rental fees they pay you. 

Do landlords have to pay council tax?

You need to factor taxes into your rental finances. If the entire property is rented under a single tenancy agreement, for instance by a couple, two friends, or a family, then tenants will be responsible for paying the council tax bill.

However, if you rent out an HMO  property with several tenants from different households with individual tenancy agreements, e.g. a student property, then you will be responsible for paying the council tax.

How landlords can manage rental payments in the cost of living crisis 

The cost of living crisis now means that everyday utility bills such as electricity and heating will be higher for your tenants. A way you could help them out and lower bills is to move away from gas and oil and install energy-efficient eco-friendly technology in your property, such as heat pumps or efficient-energy household appliances (dishwashers, washing machines, and so on). 

Nevertheless, you still need to ensure you’re able to make profits from renting out your property. With this and rising energy prices in mind, you should have a serious think about whether you want to include utility bills in the rental fees you stipulate in the tenancy agreement. 

If you decide to include household bills in the rent, you need to ensure the increase in rent matches the increase in energy prices, or you could be considerably out of pocket. Many landlords choose to leave it to the tenants to sort out home utility bills.

As a landlord, try being as understanding and empathetic as possible with your rental tenants during the cost-of-living crisis we’re living through, times aren’t easy.

Image of a woman look at a smart energy metre.

Keep up-to-date record books of rent payments 

It is certainly good practice to make sure you keep organised up-to-date records of rent payments. Otherwise, you may fail to notice if a tenant has fallen short with their rent and gotten themselves into arrears. 

You can keep records of tenants’ rent payments digitally, or by using old-fashioned paper receipts. 

How to declare your rental income to HMRC 

Just like any other form of income, you will need to declare the rental income you make from tenants renting your property to HMRC for tax reasons. You can call them on 0300 200 3300 or get in touch online. 

Keep your personal and business accounts separate

A top tip to make things easier when declaring your rental income to the tax office is to make tenants pay rent into your business account, and keep your personal and business accounts separate from one another. That way, it makes things clearer for the tax authorities, and you won’t end up constantly getting confused about where your income is coming from.

Why you need landlord insurance

Landlord insurance is a key backup to help you manage and safeguard your rental finances. Damages, theft, loss of rent, and natural disasters are all things that landlord insurance will help to cover your back. So, taking out landlord insurance is a no-brainer for responsible landlords. 

Want to have an in-depth comparison between buildings, contents, and flat insurance policies from different providers? Get a quote from CIA Landlords today. We are landlord insurance brokers with 20+ experiences years of industry experience and offer customers the best, most competitively priced packages. 

Contact us today to get the ball rolling and find a reliable landlord insurance policy that will give you the peace of mind you need during these uncertain times. Call us on 01788 818 670 or email to find out more.

Best places to study medicine in the UK

Looking to study medicine here in the United Kingdom? You need to work relentlessly hard to get into medical school, so you ought to read into and think carefully about the best places to study medicine.

To help you out, we at CIA Landlords have researched the best places to study medicine in the UK. 

Image of medical students talking together.

Brighton came out on top as the best place to study medicine in the UK 

With big skies, sand, seagulls, piers, a vibrant city with a young population, and an excellent first-rate medical school at the University of Brighton, it is little wonder that Brighton came out student on top in our research on the best places to study medicine in the UK. A little later, we shall delve more into the specific reasons why Brighton came out on top.

Image of Brighton Pier.

Overall Rankings Best places to study medicine in the UK
1 Brighton
2 Leeds
3 Exeter
4 Belfast
5 Imperial College London
6 Liverpool
7 Swansea
8 Queen Mary of London
9 Manchester
10 Norwich (University of East Anglia)
11 Cambridge
12 Plymouth

Leeds and Exeter are the second and third best places to study medicine

Leeds and Exeter came in second and third best places to study medicine. Our research unearthed that Leeds as being a forward-thinking city that takes sustainability seriously where there is always something going on, and a fabulous medical school to boot. 

Although it is perhaps a bit more remote than other medical schools in the UK in terms of location, there are benefits that come with this such as fresh air and a quaint cosy small-city feel. So, Exeter managed to finish in third place in our research into the best places in the UK to study medicine. 

Image of the Exeter city centre.

Brighton, Imperial College London, and Liverpool have the highest medical student satisfaction rates 

Now, let’s get into the nitty-gritty of the medical schools with the highest student satisfaction rates. 


Why did Brighton finish out on top overall? Well, one factor we took into consideration in our calculations was the student satisfaction rates of medical students and just how happy they were with the course. You may understandably have big expectations before going and starting medical school, so you will want to pick a university with a course that for the most part students are happy and satisfied with. The University of Brighton enjoyed a staggering 89% student satisfaction for its medical course, not bad at all. 

Imperial College London

Imperial College London is also a great place to study medicine, particularly if you like the hustle and bustle of student life in a big city. You will also get the opportunity to do your junior doctor training in some of the best-equipped hospitals in the world and see how the National Health Services functions and helps patients on a day-to-day basis. Satisfaction rates for medical students at Imperial College London at 83% came just behind Brighton, pretty impressive!


Liverpool is a wondrous city, home to lots of history, great architecture, music, sports, and importantly, a top medical school at the University of Liverpool. The Liverpool Medical School got an 82% student satisfaction rate. 

An additional benefit of choosing to go study medicine at the University of Liverpool is that the North of England is generally cheaper than the South, so you can expect to pay less rent per month and for things to be cheaper than in London or Brighton, for instance. 

Rankings for student satisfaction at UK medical schools Medical schools Student satisfaction %
1 Brighton and Sussex Medical School 89
2 Imperial College London 83
3 University of Liverpool 82
4 University of East Anglia 82
5 Queen Mary of London 82
6 University of Exeter 82
7 University of Leeds 81
8 University of Cambridge 80
9 University of Plymouth 80
10 Queen’s University Belfast 79
11 Swansea University 79
12 University of Manchester 75

Leeds, Belfast, and Exeter have the best air quality

Living as a student in a city with terrible air pollution is no fun. It will especially be a nuisance if you enjoy doing outdoor exercise such as jogging, cycling, playing football, tennis, rugby and so on. You should be able to make the most of the great outdoors, not stay indoors due to your fears about the effects of air pollution on your health. 

Leeds is the city in our research with the best air quality rating, with an almost perfect AQI (Air Quality Index) score of 8 (with 0 being the best and 500 the worst). So, jogging and playing sports outside in the fresh Yorkshire air will be a delight if you choose to study in Leeds.

Leeds has an excellent medical school that is highly competitive to gain entry to, so it is definitely one for you to check out.

Rankings Best air quality Air quality index score
1 Leeds 8
2 Belfast 16
3 Exeter 21
4 Manchester 24
5 Swansea 25
6 Liverpool 29
7 Brighton 33
8 Queen Mary of London 36
9 Imperial College London 36
10 Plymouth 41
11 Cambridge 42
12 Norwich (University of East Anglia) 47

All of our top twelve destinations offering medicine have council-backed pay as you ride bike/e-bike hire schemes

Many councils across the UK have decided to introduce public bicycle (and now electric bicycle) schemes after the success of the ‘Boris bikes’ introduced prior to the 2012 London Olympics. Cycling is a great way to get around when you are a student, and if there is one of these public hire schemes with pick-up and drop-off stations in place, you won’t even have to dip into your savings to buy a bike. 

Also, cycling around the place can save you money, help you take in the best views, and is better for the planet. Therefore, we thought it was important to see which of the different places in the UK offering medicine had public bike/e-bike hire schemes in place. All of the top twelve best places to study medicine in the UK have council-backed pay-as-you-ride bike/e-bike hire schemes.


We decided to centre our research around various factors that we feel make different areas of the UK great places to study medicine, including medical student satisfaction scores, air quality levels, and whether there are public bicycle hire schemes dotted around the place for students to use. Why? Well, there’s a lot more to a medical student’s experience at university than academia alone, and different destinations offer different things.

We got the first set of data on student satisfaction levels from the 2023 Medical Student Satisfaction League Table by the Complete University Guide.  

For the second data on air quality, we got these scores by checking each location on the United Kingdom section of the IQ Air website.

Finally, we then compiled together information about council-backed public bike/e-bike schemes by visiting the website of each council, for instance, this page told us information about the Citybike cycle hire in Liverpool.

Originally, we compiled data on these three chosen metrics for all 35 medical schools in the UK. There were some medical school locations that didn’t have a council-backed bike/e-bike hire scheme, but since we viewed this as a negative factor, they didn’t end up finishing in our top twelve places to study medicine in the UK.

After tallying up the results for all 35 medical school destinations, we then narrowed it down to a select top twelve.


The Most Liveable Cities in the UK

Whether you’re looking for a good school for your children, a place with plenty of job prospects, or a community where you’ll be surrounded by happy neighbours, lots of factors come into play when deciding where you want to live. 

To reveal which cities in England are the most well-equipped for their residents, CIA Landlords has analysed 30 of the most populated cities in the country, taking into account metrics including the number of schools and hospitals, employment rates, happiness levels, and the cost of renting and buying in each city.

Norwich is revealed to be the city best set up for society

Thanks to good job prospects and some very happy residents, our research has revealed Norwich is the city best set up for its community. 

Those living in the city enjoy high employment rates of 81.4%, and when asked how satisfied they were with their lives, residents gave an average score of 7.5 out of 10. It’s relatively affordable to live in the city too. Monthly rental on a one-bed flat in the city centre will set you back just £857.14 on average, while the cost of purchasing your own property in Norwich is around £251,306. 

Newcastle has come in second being set up well for health and education. The northern city has 100 schools on offer, along with 6 hospitals, despite having a small population of just 192,382 people. The city is also home to some of the happiest people in England, with residents rating their life satisfaction 7.69 out of 10. Living in Newcastle is even cheaper than Norwich, with monthly rates averaging £815.55 and house prices as low as £195,921. Those in Newcastle may have a harder time finding work though, as the city has an employment rate of just 71.2%. 

Southampton follows closely behind in third, offering residents 2.44 hospitals per every 100,000 people, as well as one of the cheapest public transport systems of all cities analysed, with prices for a monthly pass averaging £55 per month. Job prospects in Southampton are also good, with a rate of 80.2% across the city. However, life satisfaction rates are a little lower in the coastal city, with residents only giving themselves a happiness score of 7.44 out of 10.

 London is ranked as the city least equipped for its residents

Despite all that the capital city offers, including 115 hospitals and a staggering 2,591 schools, the cost of living and the property market in London leaves much to be desired. Rent for a one-bed flat in the city is as high as £2,061.18 on average, and those looking to purchase a home in London are looking at costs of £538,116. Despite the extensive public transport system London has, getting around the city is expensive, as London has the highest monthly transport cost of all cities analysed (£160). 

Portsmouth also ranks poorly, with the city offering its 194,150 residents just 3 hospitals, and 61 schools. Unemployment is also quite high in Portsmouth, with employment rates reaching only 74.3%. Perhaps this lack of amenities and job opportunities are what is keeping house prices down though, as monthly rent on a one-bed apartment is just £818.33, while house prices sit at £259,103. 

We found that Reading and Nottingham come joint third on the list of cities least set up for society. Reading has just one hospital for all 318,014 of its residents, and those with families may struggle with just 60 schools to choose from. 

While it’s relatively cheap to rent (£765) and buy (£194,736) in Nottingham, the city has an employment rate of just 73.5%, and there are just two hospitals for 321,500 residents. As with Portsmouth, this lack of amenities could be contributing to the low property prices in the city.

Blackpool named the best city for renters

The cost of housing is one of the main factors that many people take into consideration if they’re contemplating a fresh start in a new city. 

According to our research, Blackpool is the best city for renters, with a one-bed apartment in the city centre averaging just £433.33 per month. Kingston upon Hull has come out as the second cheapest place to rent a property, with monthly rates only slightly higher than Blackpool at £452.50. Bradford is also a good option for those looking for affordable rent, with a one-bed apartment costing around £537.50 for the month.

Rank City Average rental price for a one-bedroom flat in the city centre
1 Blackpool £433.33
2 Kingston upon Hull £452.50
3 Bradford £537.50
4 Derby £550.00
5 Preston £566.67
6 Stoke on Trent £662.50
7 Leicester £725.00
8 Sheffield £730.00
9 Plymouth £741.67
10 Wolverhampton £750.00

Kingston upon Hull is the best city for those looking to purchase a property

Those looking to put down roots and purchase their own home will find the most affordable property prices in Kingston upon Hull, where average house prices are as low as £137,038. Along with being a great location for renters, Blackpool is also a good place for those wanting to buy a house, with house prices sitting around £137,586.

Rank City Average price to buy a home
1 Kingston upon Hull £137,038.00
2 Blackpool £137,586.00
3 Sunderland £142,610.00
4 Stoke on Trent £145,132.00
5 Preston £160,754.00
6 Bradford £175,857.00
7 Liverpool £180,495.00
8 Nottingham £194,736.00
9 Newcastle £195,921.00
10 Wolverhampton £206,287.00

Sunderland is the most profitable city for landlords

Taking into account average mortgage prices and the cost of rent in each city, our research has also revealed which locations are the most profitable for landlords.

Thanks to its high rental fees, and low house prices, Sunderland has been revealed as the most profitable city for landlords. With monthly mortgage repayments averaging just £528.19, and rent in the city sitting around £1,200, landlords can expect to make around £671.81 in profit from their renters. 

Those looking to buy-to-let in Stoke-on-Trent could make around £124.97 in profit, and following very closely behind is Liverpool, with potential profits of £123.38. The research has shown that Luton is the least profitable city for landlords, with monthly mortgage repayments (£1,058.67) far outweighing what a landlord can make on rent (£766.67).

For anyone contemplating buying a house to rent out, even the best tenants can be unreliable at times, so good landlord insurance is also important for keeping costs down and ensuring you are protected should any damage or financial loss occur.

Newcastle is home to the happiest residents

When contemplating a move, we all hope that we’ll be happy wherever we end up living, but where you settle could actually have an impact on your well-being. While happiness levels will vary depending on a number of personal factors, our research has revealed where in England is home to the most satisfied people. 

With an overall life satisfaction score of 7.69 out of 10, Newcastle’s residents are some of the most content in the country. Following closely behind are those in Luton (7.67) and Sheffield (7.66). On the other end of the spectrum, Sunderland has been found to be home to the least happy people, with residents registering an average happiness score of just 7.23 out of 10.

Rank City Life satisfaction rating
1 Newcastle upon Tyne 7.69
2 Luton 7.67
3 Sheffield 7.66
4 Leicester 7.57
5 Southend-on-Sea 7.55
6 Leeds 7.54
7 Dudley 7.52
7= Stoke-on-Trent 7.52
8 Wolverhampton 7.5
8= Norwich 7.5
8= Birmingham 7.5
9 Bradford 7.47
10 London 7.45

While profitability is very important, landlords who are looking to purchase property to rent out need to take into consideration how well-equipped the city is. Make sure you thoroughly research what a location can offer its residents, in order to ensure that renters will be enticed to the city for years to come. 

Sources and methodology

We created an index to determine the best locations in England to raise a child, based on the top 30 most populated cities.

The metrics considered for each location were:

Each location was awarded an overall index score based on these metrics, then ranked from highest to lowest score.