Most landlords will experience an issue of some degree with damages to their property at some point. We advise on how to handle deliberate and non-deliberate damage to the property or its contents.
Effect of flooding on property value18-05-2022
Flooding - we all know it’s a possibility, but few of us prepare for the potential risks. In England alone, more than 5 million properties are at risk of flooding, with the annual cost of damages estimated at over £1 billion. If your property floods, it may no longer be fit for habitation and, in such cases, you may have to help your tenants find alternative accommodation. To top things off, the cost of redecoration and repairs can really pinch your pocket.
Are tenants liable for damages to a neighbour's property?22-03-2022
It can be tricky for landlords to figure out what they’re liable for and what tenants are liable for, particularly when it comes to damage to a neighbour’s property. After all, if your tenant floods the neighbour’s flat, they should be the one who foots the bill and not you, right?
How to check for frozen pipes18-03-2022
When the temperature drops, excess water inside a pipe can freeze. As the water freezes, it will expand, causing pressure to build inside the pipe. In such cases, there are two potential outcomes for landlords. At best, frozen pipes will temporarily stop the flow of running water. At worst, the pipe may burst and lead to a flood. However, in both scenarios, landlords will have to pay a hefty sum to repair pipes.
How to find out if a property has flooded before18-02-2022
If you’re looking to generate capital growth or earn rental income, buying a property for the purpose of renting it out can be financially rewarding. However, something like flooding can ruin your property and, in some cases, force your tenants out of it for several months whilst the property is being dried out and repaired. So understandably, you may be concerned about the risk of flooding.
How to get rid of bird infestation in your property20-01-2022
Many landlords will go above and beyond to make sure that their tenants are happy whilst living at their property. However, dealing with a major bird infestation is not usually in the cards for most landlords, but it can happen. For obvious reasons, birds can become a real nuisance for landlords and tenants alike. It’s not just the mess that they make; birds can also cause damage to the property by blocking gutters and dislodging roof tiles. Worst of all, birds, such as pigeons and gulls can become a potential health hazard for tenants.
How bad is water damage to a house?20-01-2022
Whether it’s losing a tenant or finding alternative accommodation for tenants whilst repairs take place, damage to your property as a result of a flood or leak can be a headache. Unsurprisingly, loss of rental income is one of the biggest concerns for landlords and property owners, and after an unforeseen event, loss of rental income can be tricky to avoid.
Signs of structural damage to a house14-01-2022
Whether you’re preparing to view a potential investment property or are inspecting your current rental, you should be on the lookout for structural damage. Even small structural issues can escalate, leading to eye-watering repair bills. We’ll show you signs of structural damage to a house so you can stop further damage in its tracks.
How long does a landlord have to make deductions?21-12-2021
As a landlord, the topic of deposit deductions will come onto your radar as a tenancy ends. You don’t have long to identify any issues with your property before deciding to make deductions or return the deposit in full. Get your checklist ready as we answer the question - how long does a landlord have to make deductions?
How to detect water damage in a house17-11-2021
The winter season brings new challenges for landlords. With the colder weather setting in, properties are more vulnerable to damage. Here we’ll share our guide on how to detect water damage in a house so you can stop leaks in their tracks and protect your property from further damage.
Can a wasp nest damage your house?15-10-2021
When you first discover a wasp nest in your rental property, of course alarm bells will be ringing. Many concerns may be racing through your mind. How much damage is going to be caused to my property? What action do I need to take to wipe it out? And as a landlord, am I responsible for its removal? We're here to guide you through this trouble.
What is considered damage to a rental property?27-09-2021
Damage can occur due to unreasonable use, accidents or abuse. If your tenant made intentional changes to the property without your permission, this also counts as damage. The tenant is responsible for damage made by themselves as well as any guests.
Who pays for accidental damage to rental property?30-07-2021
Accidents happen, even in rental properties. But who's job is it to pay for accidental damage?
Do I Need Landlord Insurance By Law?5-05-2021
When handing over the trust to your tenant to take good care of your property, the last thing you want is to discover that damage has been caused. Alongside this, no landlord wants to subsequently get caught up in a dispute with a tenant about who is responsible for paying for said damage.
Fair Wear and Tear2-12-2020
As a landlord, it’s important to remain realistic and understand that you’re very unlikely to get your property back in exactly the condition you rented it out in. Your brand new, pristine white carpets probably won’t be the same shade of white a year or two down the line.
Malicious Damage to Your Property13-11-2020
When a landlord agrees to rent their property to a tenant, they trust that this person will look after and respect that property as if it were their own. Sadly though, that isn’t always the way it goes. Accidental damage can happen to anyone, however malicious damage is much more serious.
Electrical Safety Regulations27-08-2020
Whilst the majority of landlords take the safety of their tenants seriously, the same cannot be said for everyone. That’s why there are regulations in place when it comes to things like electrical safety that every landlord must follow.
Gas Safety Regulations5-02-2020
As a landlord, it is up to you to make sure that your tenants remain safe in the property that you’re letting. You trust them to look after your property, and they trust you to maintain a good standard of living for them.
What to do When a Neighbour Damages Your Property10-10-2019
You could be blessed with the conscientious and careful tenants that every landlord dreams of, but all it takes is a few less careful neighbours and you’ve got yourself a case of property damage. It can be tricky to know where you stand when a neighbour damages your rental property. Should they be the ones to deal with it? Should your tenant deal with it, or is it your problem?
Fire Safety in Rented Property14-08-2019
Being a landlord is no joke, and it’s really important for any landlord to take their job seriously. It’s your responsibility to make sure that you’re providing a safe place for your tenants to live. Within this realm sits fire safety.
What Causes Mould?11-03-2019
Damp and mould in a home can really affect a person’s health and decrease the value of a property so needless to say, it’s not something a landlord should take lightly. Plus, it’s legally a landlords obligation to keep this side of their property in working order.
Property Damage Jargon Buster23-09-2018
From malicious damage to accidental scuffs and scrapes, as a landlord it's important to know the difference between the two. Our property damage jargon buster provides you with a break down and definition of all the words and phrases that are commonly used throughout this section of our advice centre and might be confusing you.
Top 5 Types of Damage in Rented Property20-09-2018
28% of insurance claims in the UK in 2017 were for water damage, making it the most common type of claim. People living in poorly maintained homes are more likely to be victims of burglary.
Rental Property Damage18-09-2018
40% of landlords say that property damage is their biggest bugbear. It’s possibly the most misunderstood area of the renting process, as there’s often many grey areas. Often, there’s confusion around who is responsible for what, what damage is accidental and how to know the difference between damage and fair wear and tear.
Repairs - Who's Responsible for What?17-06-2018
As the owner of one or multiple properties, it’s inevitable that you will encounter property damage of some description somewhere along the line. As a landlord, it’s even more important to keep certain things maintained within your property as, after all, you are responsible for providing a safe home for your tenants.
Landlord insurance can protect landlords in the event of fire, theft, loss of rent and more. Whether you’re considering cover or have just taken out a policy, we’ll guide you through the topic of landlord insurance.
Property Maintenance & Interiors
Every landlord wants their rental property to stay in top condition, and tenants may want to decorate their new home. Read our advice about garden and property maintenance, and interiors here.
It’s important to approach legal issues carefully to honour your tenants’ rights, so pay attention to the details. We’ll give advice on the most common legal issues landlords face.
It’s a landlord's responsibility to ensure that a rental property is compliant with all safety regulations - from gas certificates to fire safety measures. Here, we talk about every safety regulation you should be aware of.
There is often confusion around the topic of utilities. Even with the tenants’ names on the bill, landlords can still be responsible in some cases. We’ll guide you through the topic of utilities here.
Dealing with tenant and neighbourly disputes in the correct way is so important. Here, we identify the common issues that may arise, such as boundary issues and noise complaints, and the best way in which to resolve them.
Once you hand over the keys to your tenant, you can’t just turn up and visit your buy-to-let property as and when you like. Here you’ll find advice on the correct protocols to follow when carrying out inspections and guidance on what might constitute too much contact between you and your tenant.
It’s so important for landlords to know their stuff when it comes to money and finances. Here you’ll find advice on everything from rental arrears, deposits and many other important financial issues.
We explore and advise on issues regarding illegal activity taking place at a rented property – with everything from drugs and cannabis farms, to the setting up of secret brothels and gambling dens.
We explore all of the other issues and situations that may arise for landlords, so that you can feel confident and in-the-know.
Should you relax your ‘no pets’ policy, or is an animal-friendly rental a recipe for disaster? We explore the pro’s and con’s of housing tenants furry friends and how to deal with unauthorised pets, complaints and damages.
Squatters and unregistered tenants and guests are more common than you might think, so it’s vital you’re aware of the rules and regulations and how to deal with these issues correctly. We explore the in’s and out’s of squatters rights and secret subletters so that you don’t get caught out.
It’s no secret that the screening process is so important to get right, as it’s the foundations to ensuring an easy and simple tenancy. Here, we offer advice regarding applications, credit and background checks – and everything else you may need to know before selecting your future tenants.
Amina was very helpful in sorting out my landlord’s insurance and spotted an error in my cover which helped reduce my premium.
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